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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card, easy to use app

The app is easy to use & details all the information needed. Card is great & would recommend. Reviewed on: 11th April 2023

Good to deal with

Good friendly and helpful service Reviewed on: 11th April 2023

Zopa credit card review

Had my Zopa card for a couple of years now neve had any issues at all with them good interest rates as well would definitely recommend! Reviewed on: 11th April 2023

Thumbs up

Excellent work well done Zopa. Keeps me up to date so I know where I’m at. Excellent customer service. Easy to manage. Thank you. Reviewed on: 11th April 2023

Never had a problem

Easy to take out a credit building card. Gives useful tips on the app. Have never needed to talk to anyone. So not sure what the customer service side is like. Overall it’s handy to have. Reviewed on: 11th April 2023

This company has always been approachable and helpful.

You can a human and talk and get real sense of empathy, something that is short supply right now Reviewed on: 11th April 2023

Amazing card

Zopa is a low interest credit card I’ve had a few different ones but this one is by far the best one I have used !!! Couldn’t recommend it enough Reviewed on: 11th April 2023

excellent

great card, I find the app easy to use and any information I require is easily obtained. Reviewed on: 11th April 2023

Great customer service

Zopa's customer service is amazing.The app is so easy to use. Reviewed on: 11th April 2023

Please with service.

Update us and payment are automatic the same day. Reviewed on: 11th April 2023

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