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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best Credit Card Ever

I have to say I was sceptical about using Zopa having never heard of them but they’ve been the best really easy application process my card arrived after 2 days!! Which is the quickest ever and there app makes it so easy to pay and track your statements Reviewed on: 11th April 2023

Fabulous service

I prefer using the Zopa credit card services because they offer rapid payment alternatives and will raise the amount if we use it frequently. I adore the zopa because of this. Reviewed on: 11th April 2023

Easy to use, no fuss, great customer service

Easy to apply and use throughout, customer service is fab and a great way to boost your credit score! Reviewed on: 11th April 2023

Easy credit card

Very easy to manage no late fees, have a app so manage all from there. Reviewed on: 11th April 2023

Helpful and understandable

Great company. Easy and quick to use. Easy to contact and help straight away Reviewed on: 11th April 2023

best credit card

Zopa is best credit as as they have fair rate of Interest and no fees for overseas transactions. Best card for traveling abroad as well. Reviewed on: 11th April 2023

Easy to setup and use

Applying, receiving and using your Zopa card is extremely simple and easy Reviewed on: 11th April 2023

David

I have been with Zopa for over a year now and never had any problems. Always very helpful if needed I would fully recommend Zopa Reviewed on: 11th April 2023

Loving yhe freedom zopa gives me

Easy to use good updates zopa gives me financial freedom when I need it Reviewed on: 11th April 2023

No Nonsense Zopa!

Straight forward and quick to respond to requests. A breath of fresh air. Thank you Reviewed on: 11th April 2023

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