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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use

Easy to use interface in app very easy to make payments Reviewed on: 11th April 2023

Best company

Best company going, they don't hassle you by phone or email, keep you upto on their app which is easy to us and find what you need. Reviewed on: 11th April 2023

Great service

Really happy with my Zopa card. Easy to use application process and a handy app to keep you up to date. Customer service brilliant had to contact with query and was sorted no problem. Reviewed on: 11th April 2023

Great

Gives me the money I need and small payments back which is always helpful. Reviewed on: 11th April 2023

Great easy card

This card works really well and has no unasked for increases in credit limits etc and has remained my go to card. Reviewed on: 11th April 2023

Top site

Really friendly, always there to help . Reviewed on: 11th April 2023

Best credit card

Best experience in my live whit zopa credit card. Reviewed on: 11th April 2023

Easy-to-use app

Easy access to the app making it easy to track spending Reviewed on: 11th April 2023

Easy to use and great rates

Really useful facility with relatively low rates Reviewed on: 11th April 2023

Brilliant service and easy to use app!

All round great service, excellent information on the app!! Reviewed on: 11th April 2023

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