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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy to use

Very easy to use quick online help and great advisors. Reviewed on: 11th April 2023

No hassle credit card!

Was a quick application and card arrived within 2 days. App makes it very easy and transparent to keep an eye on transactions and easy to make payments with reminders sent from Zopa to keep you up to date. Great company and great app and card. Reviewed on: 11th April 2023

Credit card company

A very good company payments go onto your account near enough straight away. Would recommend to anyone. Reviewed on: 11th April 2023

Excellent

Love my credit card and its service and updates it provides Reviewed on: 11th April 2023

Brilliant

No complaints fabulous company! App is very easy and simple to use would definately recommend! Reviewed on: 11th April 2023

The best

I have the credit card for more than 1 year and im very happy with Zopa,best in the world Reviewed on: 11th April 2023

Brilliant credit card

Great customer service, interest rates! Reviewed on: 11th April 2023

Such a great company

Customer services are amazing and ready to help when needed. Not s bad interest rate either Reviewed on: 11th April 2023

Understanding and trustworthy

Always hands on with any query you have and understanding of the times we’re in financially Reviewed on: 11th April 2023

Review

Quick and easy to use app and straight forward to set up Reviewed on: 11th April 2023

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