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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great product

Zopa makes it easy to manage everything from your credit use, limits and offers from their app. It is easily the most intuitive experience I've had with a credit card. Reviewed on: 11th April 2023

Fantastic service & great card

I've had my Zopa credit card for over a year and have found it to be a great card & APP very quick instant payments that go straight on updated balance and excellent customer service. Reviewed on: 11th April 2023

Easy

Very fast delivery, friendly team Reviewed on: 11th April 2023

Excellent service

Happy with the service always up to day emails couldn’t ask for a better credit card company to be with Reviewed on: 11th April 2023

Amazing

Flexible and always updated on my credit card balance and when payment due Reviewed on: 11th April 2023

Great card with easy access to credit

A great card which allows me to pay off money of my balance when I can afford it , which save me money in the long run ! Reviewed on: 11th April 2023

Zopa credit

Great credit card with an easy to use app and helpful credit building information. Reviewed on: 11th April 2023

Amazing service

Easy to use, simple to apply, app is easy to access, just an all round brilliant experience. Reviewed on: 11th April 2023

Very good credit card company

I use my credit card for holidays,birthdays,Christmas and emergency purchases. I pay more than the minimum payment each month. I also make more payments when possible. The interest is reasonable compared to other credit cards. Reviewed on: 11th April 2023

The best card for rises

The best card for me to rise the credit score Reviewed on: 11th April 2023

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