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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent

Love my credit card and its service and updates it provides Reviewed on: 11th April 2023

Brilliant

No complaints fabulous company! App is very easy and simple to use would definately recommend! Reviewed on: 11th April 2023

The best

I have the credit card for more than 1 year and im very happy with Zopa,best in the world Reviewed on: 11th April 2023

Brilliant credit card

Great customer service, interest rates! Reviewed on: 11th April 2023

Such a great company

Customer services are amazing and ready to help when needed. Not s bad interest rate either Reviewed on: 11th April 2023

Understanding and trustworthy

Always hands on with any query you have and understanding of the times we’re in financially Reviewed on: 11th April 2023

Review

Quick and easy to use app and straight forward to set up Reviewed on: 11th April 2023

Absolutely recommend Zopa

Zopa is a very responsible lender and offers lots of help with fiance's Reviewed on: 11th April 2023

Worthy lender

Zopa's service is second to none. They are very unobtrusive, and have great customer support. Reviewed on: 11th April 2023

Great product

Zopa makes it easy to manage everything from your credit use, limits and offers from their app. It is easily the most intuitive experience I've had with a credit card. Reviewed on: 11th April 2023

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