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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent

Never had any issues or problems fantastic Reviewed on: 11th April 2023

Highly recommended company!

Good service.good company.. highly recommended! Reviewed on: 11th April 2023

Great card to build your credit

this is a great card to help build your credit Reviewed on: 11th April 2023

Credit card

Overall good, but I have Zopa from few years but borrowing power never increased and so the credit limit as well. Reviewed on: 11th April 2023

Credit Card

I got a credit card from Zopa, I use the app which is very easy to work your way through. You get updates about your statement and it also advises where you spend most of your money - a great feature! I have had no issues whilst using this bank card! Very efficient. Reviewed on: 11th April 2023

Can't fault them

Always kept in contact regarding anything to do with my credit card. Statements always on time fab credit card Reviewed on: 11th April 2023

Best Apr rate credit card

Easy to apply new exactly what I was getting by far the lowest Apr rate of all my credit cards very easy to manage by app Reviewed on: 11th April 2023

Fantastic

Good communication and customer service Reviewed on: 11th April 2023

Great service and App

The App is fantastic helps manage your credit card and easy to use Reviewed on: 11th April 2023

Positivity

Helpful & handy card - I only have a small credit limit but this helps keep my spending on it to a minimum. I use it as my emergency fund. Reviewed on: 11th April 2023

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