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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Quick easy and fast decision

Easy to pay and ease of app makes it really helpful for me to manage my balance and pay in full each month Reviewed on: 11th April 2023

Easy to use

Easy to use credit card , App is also easy to use Reviewed on: 11th April 2023

Brilliant

Zopa have been a great company with the best rates. Customer service is outstanding. Reviewed on: 11th April 2023

Excellent

Fast and efficient great service Reviewed on: 11th April 2023

Great card

Great card for everyday essentials Reviewed on: 11th April 2023

superb Zopa

Great product, one of the best . A great product super app and very helpful during cost of living crisis. Reviewed on: 11th April 2023

Good as gold

Great card to use with great customer service and a real-time app. Excellent! Reviewed on: 11th April 2023

Totally Satisfied.

I think they are a very responsible leader. Reviewed on: 11th April 2023

Best credit provider

Great product, easy to use app. Friendly and helpful, no fuss customer service. Provides a fantastic service with the best rates. Would highly recommend to all that I know. Reviewed on: 11th April 2023

Fantastic company

This is one of the best companies I have dealt with, really easy to get all questions answered and easy app too Reviewed on: 11th April 2023

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