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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great

Gives me the money I need and small payments back which is always helpful. Reviewed on: 11th April 2023

Great easy card

This card works really well and has no unasked for increases in credit limits etc and has remained my go to card. Reviewed on: 11th April 2023

Top site

Really friendly, always there to help . Reviewed on: 11th April 2023

Best credit card

Best experience in my live whit zopa credit card. Reviewed on: 11th April 2023

Easy-to-use app

Easy access to the app making it easy to track spending Reviewed on: 11th April 2023

Easy to use and great rates

Really useful facility with relatively low rates Reviewed on: 11th April 2023

Brilliant service and easy to use app!

All round great service, excellent information on the app!! Reviewed on: 11th April 2023

Quick easy and fast decision

Easy to pay and ease of app makes it really helpful for me to manage my balance and pay in full each month Reviewed on: 11th April 2023

Easy to use

Easy to use credit card , App is also easy to use Reviewed on: 11th April 2023

Brilliant

Zopa have been a great company with the best rates. Customer service is outstanding. Reviewed on: 11th April 2023

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