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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely recommend Zopa

Zopa is a very responsible lender and offers lots of help with fiance's Reviewed on: 11th April 2023

Worthy lender

Zopa's service is second to none. They are very unobtrusive, and have great customer support. Reviewed on: 11th April 2023

Great product

Zopa makes it easy to manage everything from your credit use, limits and offers from their app. It is easily the most intuitive experience I've had with a credit card. Reviewed on: 11th April 2023

Fantastic service & great card

I've had my Zopa credit card for over a year and have found it to be a great card & APP very quick instant payments that go straight on updated balance and excellent customer service. Reviewed on: 11th April 2023

Easy

Very fast delivery, friendly team Reviewed on: 11th April 2023

Excellent service

Happy with the service always up to day emails couldn’t ask for a better credit card company to be with Reviewed on: 11th April 2023

Amazing

Flexible and always updated on my credit card balance and when payment due Reviewed on: 11th April 2023

Great card with easy access to credit

A great card which allows me to pay off money of my balance when I can afford it , which save me money in the long run ! Reviewed on: 11th April 2023

Zopa credit

Great credit card with an easy to use app and helpful credit building information. Reviewed on: 11th April 2023

Amazing service

Easy to use, simple to apply, app is easy to access, just an all round brilliant experience. Reviewed on: 11th April 2023

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