Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Great service

5
Really easy to use credit card and great customer service, app is easy to use as well Reviewed on: 11th April 2023
Ben Hirons's avatar
Ben Hirons

Best credit card

5
Easy and simple to use with good app Reviewed on: 11th April 2023
Alex Haycock's avatar
Alex Haycock

Top card

5
Excellent product would recommend to anyone...easy tobuse and great service Reviewed on: 11th April 2023
Lee Mannall's avatar
Lee Mannall

Love love love!

4
Easy to use, great rates and awesome customer service. The app is a breath of fresh air! Reviewed on: 11th April 2023
Phoebe's avatar
Phoebe

Very good credit card.

5
Very good credit card and has a great app. Reviewed on: 11th April 2023
Helen Hall 's avatar
Helen Hall

Great

5
Good communication and great product Reviewed on: 11th April 2023
Anna James's avatar
Anna James

Excellent

5
I have nothing but praise for zoopa. They have made my dealings with them positive at all times. I would reccomend them to all family and friends. If other companies were like zoopa we would all have an easier understanding of using a credit card and apps Reviewed on: 11th April 2023
Duane Thompson's avatar
Duane Thompson

Fast easy to use

5
Excellent product fast and easy to set up and easy to use app Reviewed on: 11th April 2023
Gordon atkinson's avatar
Gordon atkinson

Awesome

5
No issues EVER!! Can’t get better than that Reviewed on: 11th April 2023
NextGen Trader's avatar
NextGen Trader

Great service

5
Really easy to use, and very fair with payments and credit limits. Excellent communication with staff when I did have a query. Reviewed on: 11th April 2023
Garry Maddocks's avatar
Garry Maddocks

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill