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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Well done

Good experience and would like to recommend it to the wider public Reviewed on: 6th March 2026

Below average

Considering the particular savings account of my choice is a 91day notice period, the interest rates are average to poor Reviewed on: 6th March 2026

So far so good

All be good so far not had any issues and all straightforward Reviewed on: 6th March 2026

Zopa dopa doo.

Zopa dopa doo. Fresh and innovative credit cards. Reviewed on: 6th March 2026

The whole process has been amazing

The whole process has been amazing Reviewed on: 6th March 2026

There to help

They away there went you need someone to help Reviewed on: 6th March 2026

Computer service excellent and easy to operate.

Computer service excellent and easy to operate. Reviewed on: 6th March 2026

Great service

Great service and a great looking card Reviewed on: 6th March 2026

help me out when I need it the most and gave me a ch...

help me out when I need it the most and gave me a chance to build my credit score when other companies won't not would recommend zopa bank to everyone easy to use app and very clear and easy to pay back and borrow when you need it took minutes to apply and got a quick decision card came early and was able to use as soon it was activated within the app fast and reliable Reviewed on: 6th March 2026

Apart from spending and paying you I haven’t had muc...

Apart from spending and paying you I haven’t had much dealings with you. Reviewed on: 6th March 2026

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