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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43490 reviews)

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4.94

Based on 43,490 reviews, last reviewed 19th Mar 2026

155550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43490)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa is sensible with borrowing funds.

Zopa is sensible with borrowing funds. A company that dosnt throw credit at you to get you into debt. A company I trust. Which is very important when lending money Reviewed on: 15th January 2026

Amazing Service

I can’t fault Zopa at all, very happy with their service Reviewed on: 15th January 2026

Very good service and helpful many thanks

Very good service and helpful many thanks Reviewed on: 15th January 2026

The app is so simple to use, everything can be done...

The app is so simple to use, everything can be done from one app! Reviewed on: 15th January 2026

Good credit card account.

Good credit card account. Reasonable interest. Would be great if could be added to Apple Pay Reviewed on: 15th January 2026

Very easy to aplly,also help me increase my credit s...

Very easy to aplly,also help me increase my credit score because of having this card. Reviewed on: 15th January 2026

Best c/ card I've had.

Best c/ card I've had. I've had several cards. Good int rates, clear app. Reviewed on: 15th January 2026

Great credit card to build credit score

Easy to pay money back and always checking affordability Reviewed on: 15th January 2026

Excellent

Excellent card good company and great customer service Reviewed on: 15th January 2026

Never had a problem or needed to call them for anyth...

Never had a problem or needed to call them for anything. Reviewed on: 15th January 2026

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