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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Zopa is great

5
Thank you for the best service. You help me every time I need help Reviewed on: 11th April 2023
k.chapandze@yahoo.com's avatar
[email protected]

Zopa credit card

5
Fantastic App, easy to navigate and manage payments. Lits if useful advice on how to manage and improve your credit score. Reviewed on: 11th April 2023
Mark's avatar
Mark

Best card

5
This is the best company I have been with Reviewed on: 11th April 2023
Stuart 's avatar
Stuart

Excellent

5
Zopa credit card really helpful in terms of shopping especially when you run out of cash Reviewed on: 11th April 2023
Sharmila La Cruz's avatar
Sharmila La Cruz

Excellent provider

5
Excellent credit card provider, the app is easy to use and reminders are set for when payments are due, you are also able to set a credit cushion which is a very helpful feature, have already recommended to several friends Reviewed on: 11th April 2023
Charlie Kay 's avatar
Charlie Kay

Great service

5
Super CC that offers flexibility and follows base rate changes so you are never over charged Reviewed on: 11th April 2023
Buzz's avatar
Buzz

Great service

5
Quick, easy and speedy service, would definitely recommend to friends and family, thank you Reviewed on: 11th April 2023
Sue Carr's avatar
Sue Carr

Great service

5
Fab credit card, easy to use and love the app Reviewed on: 11th April 2023
Kirsteen Rosie's avatar
Kirsteen Rosie

Excellent card to have

5
When your credit score weren’t good, they helped give me a credit card and build up my credit score to over 740 now from what was 260. Keep me on track and on top of my spending! Reviewed on: 11th April 2023
Hayley 's avatar
Hayley

Fantastic service, easy to use.

5
Since joining Zopa I’ve had a credit limit increase that was easy to process, used the app a lot and found it incredibly user friendly. Reviewed on: 11th April 2023
KA's avatar
KA

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