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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Reliable

Easy to use and set up. Very transparent with everything. Very helpful if you need information and easy to use Reviewed on: 11th April 2023

Very good

Simple and easy to use app, sensible credit limits Reviewed on: 11th April 2023

Good card

It’s a best card for building credit history Reviewed on: 11th April 2023

Card

Very good to build your credit score up Reviewed on: 11th April 2023

Amazing product

Really simple and straightforward product the app is really slick and easy to navigate. Reviewed on: 11th April 2023

Upcoming Best CreditCard Provider

Best Supporting provider who are really easy to use and have zero issues with the service Reviewed on: 11th April 2023

Simple and clear

This app is so simple to use and their credit and suggestions are so helpful. Reviewed on: 11th April 2023

Amazing contact and polite service

Zopa is always very informative and quick in responding. I have never had an issue whilst having a credit card with them and would recommend them to everyone i know and more! Reviewed on: 11th April 2023

Amazing

Always on the ball, never had a single problem with them or the service. Everything is clear and simple to understand and best of all low fees. I would highly recommend to absolutely anyone. Thank you team ZOPA Reviewed on: 11th April 2023

Professional and well developed

Using my Zopa credit card is easy, practical and what you see is what you get. It's so easy to go in and use the app and communication is so reliable. Just such a great service! Reviewed on: 11th April 2023

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