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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant

Great service great app would definitely recommend Reviewed on: 11th April 2023

Great service

Always helping and always great customer service Reviewed on: 11th April 2023

Amazing

Very good credit card great online staff Reviewed on: 11th April 2023

Struggled with credit

Previously struggled with credit and accessing a credit card, however zopa took a chance on me and it's paying off! Got a modest credit limit and good Apr! If like me you have less than perfect credit give zopa a try! Reviewed on: 11th April 2023

Great credit card

Excellent credit card would recommend to everyone Reviewed on: 11th April 2023

Amazing in all aspects

Love zopa, great credit card. Overall no complaints, amazing service and great quality Reviewed on: 11th April 2023

Easy and very handy app

Easy to use and very good app that has plenty of features Reviewed on: 11th April 2023

Too Tier

They have always been helpful in any financial situation I’ve had. Great customer service when needed Reviewed on: 11th April 2023

Great company

My card with Zopa is great. App is simple to use and always accessible for support as and when required. Help ensure my finances are in line would recommend Zopa ! Reviewed on: 11th April 2023

Great!

They helped me start building my credit in a bad moment of my life so grateful! Reviewed on: 11th April 2023

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