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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Alround easy

Very easy application right through to their app never had a problem Reviewed on: 11th April 2023

Great Zopa Credit Card

Zopa is brilliant. Fully recommend Reviewed on: 11th April 2023

Amazing company with Samsung service

Always on the ball, great app that keeps you informed and up to date with balance, payment requirements and due date! It all just works! Reviewed on: 11th April 2023

My zopa

I love my zopa card an benefits there app is so easy to navigate around an use I like that they send reminders so all payments are on time an customer service is greats its a great wee card for anyone to have Reviewed on: 11th April 2023

Very professional

They are a great team. Always great support. 100% recommend Reviewed on: 11th April 2023

Credit card

Absolutely an amazing card would definitely refer a friend Reviewed on: 11th April 2023

Excellent overall company

Always helpful. Frequent reminders. Can add a credit vision which is really helpful. Reviewed on: 11th April 2023

Great service

I've has my cars for 2 years never had any problems payments are so simply to make and if I have had to ring service from the staff is exceptional Thank.you Zopa Reviewed on: 11th April 2023

Its the best

Its a trust company Zopa.i like a lot Reviewed on: 11th April 2023

Quick Amazing Service

Really quick reply and received card in a short amount of time Reviewed on: 11th April 2023

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