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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Quick Amazing Service

5
Really quick reply and received card in a short amount of time Reviewed on: 11th April 2023
Joanna Bennett's avatar
Joanna Bennett

Brilliant

5
Best credit card ,low credit amounts ,so easy to repay and harder to get into debt. Manage account online, through the app and they send statement emails through. Reviewed on: 11th April 2023
Susan Fisher 's avatar
Susan Fisher

Easy to use and great customer service

5
As I said in the title of this review, my zopa credit card has been incredibly easy to use (particularly like the credit cushion function!) And customer service has been top notch on the occasions I have needed to contact someone. Highly recommended Reviewed on: 11th April 2023
Conor Sizeland's avatar
Conor Sizeland

Brilliant service

5
Its been fab from start to finish xx Reviewed on: 11th April 2023
Chloe shaw's avatar
Chloe shaw

Great card 10/10

5
Had the credit card for a while never had a problem 10/10 Reviewed on: 11th April 2023
Tommy's avatar
Tommy

Excellent service

5
Would highly recommend - excellent service. Reviewed on: 11th April 2023
Rachel Rose's avatar
Rachel Rose

Excellent

5
This company have helped me out so much. Very sensible lender, great customer service. So happy I found Zopa!! Reviewed on: 11th April 2023
Katherine Beattie 's avatar
Katherine Beattie

Excellent

5
This has been a great card no problems and when you contact them they are so helpful Reviewed on: 11th April 2023
nicholas clarke's avatar
nicholas clarke

Very great company

5
I love my credit card as the app is easy and allows you to navigate through the app and speaking with them is simple and effective compared to my other credit card app and speaking with them Reviewed on: 11th April 2023
Rachael Lane's avatar
Rachael Lane

Easy

5
Easy to use fast updates clear overview Reviewed on: 11th April 2023
Angelo Murphy's's avatar
Angelo Murphy's

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