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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Credit card

5
Easy use good credit card , easy to make payment Reviewed on: 11th April 2023

Alround easy

5
Very easy application right through to their app never had a problem Reviewed on: 11th April 2023

Great Zopa Credit Card

5
Zopa is brilliant. Fully recommend Reviewed on: 11th April 2023

Amazing company with Samsung service

5
Always on the ball, great app that keeps you informed and up to date with balance, payment requirements and due date! It all just works! Reviewed on: 11th April 2023

My zopa

5
I love my zopa card an benefits there app is so easy to navigate around an use I like that they send reminders so all payments are on time an customer service is greats its a great wee card for anyone to have Reviewed on: 11th April 2023

Very professional

5
They are a great team. Always great support. 100% recommend Reviewed on: 11th April 2023

Credit card

5
Absolutely an amazing card would definitely refer a friend Reviewed on: 11th April 2023

Excellent overall company

5
Always helpful. Frequent reminders. Can add a credit vision which is really helpful. Reviewed on: 11th April 2023

Great service

5
I've has my cars for 2 years never had any problems payments are so simply to make and if I have had to ring service from the staff is exceptional Thank.you Zopa Reviewed on: 11th April 2023

Its the best

5
Its a trust company Zopa.i like a lot Reviewed on: 11th April 2023

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