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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best credit to fit your needs

Will recommend Zopa to everyone,is tailored to suit your needs. Reviewed on: 11th April 2023

Credit card review

Highly recommended from me, no issues, great customer service and fair company to use Reviewed on: 11th April 2023

Fantastic credit card

My experience with Zopa has been a very positive one so far, the customer service is great and the rates are very reasonable. Reviewed on: 11th April 2023

Great Credit card

Great offers and very good credit card, and quality Customer service. Thanks Reviewed on: 11th April 2023

Always nice to have card for emergency

They don't give you what you can't pay back helps you not to get into any debt brilliant Reviewed on: 11th April 2023

Easy App to use and a reliable company

I wouldn’t use any other company! It’s affordable, reliable and always on hand to answer any queries Reviewed on: 11th April 2023

Excellent

The app is great. My credit card is great too. Putting money on the card and u is deducted from my balance, this is a big plus for me. Everything is clear and understandable and I would recommend it to everyone. excellent. Reviewed on: 11th April 2023

Great supportive credit card provider

My experience with Zopa over the last 3 years has been brilliant. A great provider for your first credit card, guiding you all the way. I have been well supported with any questions and queries and my credit score has never been better Reviewed on: 11th April 2023

Great service

A fantastic option for building credit and a brilliant app Reviewed on: 11th April 2023

Good and quick service

Good and quick application process and the app is very good and well laid out Reviewed on: 11th April 2023

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