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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Credit card review

Highly recommended from me, no issues, great customer service and fair company to use Reviewed on: 11th April 2023

Fantastic credit card

My experience with Zopa has been a very positive one so far, the customer service is great and the rates are very reasonable. Reviewed on: 11th April 2023

Great Credit card

Great offers and very good credit card, and quality Customer service. Thanks Reviewed on: 11th April 2023

Always nice to have card for emergency

They don't give you what you can't pay back helps you not to get into any debt brilliant Reviewed on: 11th April 2023

Easy App to use and a reliable company

I wouldn’t use any other company! It’s affordable, reliable and always on hand to answer any queries Reviewed on: 11th April 2023

Excellent

The app is great. My credit card is great too. Putting money on the card and u is deducted from my balance, this is a big plus for me. Everything is clear and understandable and I would recommend it to everyone. excellent. Reviewed on: 11th April 2023

Great supportive credit card provider

My experience with Zopa over the last 3 years has been brilliant. A great provider for your first credit card, guiding you all the way. I have been well supported with any questions and queries and my credit score has never been better Reviewed on: 11th April 2023

Great service

A fantastic option for building credit and a brilliant app Reviewed on: 11th April 2023

Good and quick service

Good and quick application process and the app is very good and well laid out Reviewed on: 11th April 2023

Fair lender

Took a chance when no one else would look at me due to last credit. Looked at me as a borrower rather than the credit score. Reviewed on: 11th April 2023

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