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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fair lender

Took a chance when no one else would look at me due to last credit. Looked at me as a borrower rather than the credit score. Reviewed on: 11th April 2023

Amazing bank

Reliable, can always reach staff when needed, incredible service Reviewed on: 11th April 2023

Good to help build poor credit

Helped a little with building my score up but don't offer a good alternative like loans when needed been a customer over 1 year paid more than minimum payment each month but still no credit increase offer Reviewed on: 11th April 2023

Simple, smooth

Easy to use, good app, straight forward. Reviewed on: 11th April 2023

Ease and flexibility

Top quality service, I'm always kept informed of what's going on. Pleasure to deal with these guys. Reviewed on: 11th April 2023

Helped me get a better credit score

Was offered this credit card when other companies wouldn’t due to my low credit score. And now my credit score is looking great. So won’t forget this company and will always use. Reviewed on: 11th April 2023

Excellent

Excellent service they keep you well informed of all payments due etc Reviewed on: 11th April 2023

Super service

Easy to apply and good customer service. Reviewed on: 11th April 2023

Great credit card

Great credit card reminder me when my payment is due to be paid. It is very to check your credit balance and your statement. Very happy with my credit card. Reviewed on: 11th April 2023

Amazing

Good company and really helped my credit rating aswell Reviewed on: 11th April 2023

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