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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Friendly staff, easy to use

Been great from start to finish, if you need to rearrange a payment it’s easily done on the app, or with the help of friendly staff! Reviewed on: 11th April 2023

Helping ton rebuild my credit rating

I took a zopa credit card ti help rebuild my credit rating. Zopa have allowed me to start rebuilding my credit file in a safe and affordable manner. Excellent service in every aspect Reviewed on: 11th April 2023

Zopa is my life

The great thing about zopa is that am always informed about anything to do with my account. When am doing good or bad when am eligible for some goodies from loan to my credit card being increased to other available products. Absolutely love this company, changes my life completely. My credit was so bad but they gave me the opportunity to build back my confidence. Reviewed on: 11th April 2023

My number 1 card provider

Never let’s me down! Great app , simple to use Reviewed on: 11th April 2023

Amazing Customer Experience

Easy set up, Easy use, Easy to contact customer services. Great company! Reviewed on: 11th April 2023

Really easy to use

Card is great and the app is easy to use and very helpful Reviewed on: 11th April 2023

Very good company

No issues with this company and obtaining a card was very useful and easy to access Reviewed on: 11th April 2023

Very good

Zopa have good staff that can assist you for anything you need Reviewed on: 11th April 2023

Excellent Services

I have had no issues whatsoever with my card and i have been enjoyingit so far. Reviewed on: 11th April 2023

Best credit card ever

Zopa is one of the best credit cards and financial services out there, impressive customer service , very professional and supportive, definitely recommend it. Reviewed on: 11th April 2023

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