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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Amazing bank

Reliable, can always reach staff when needed, incredible service Reviewed on: 11th April 2023

Good to help build poor credit

Helped a little with building my score up but don't offer a good alternative like loans when needed been a customer over 1 year paid more than minimum payment each month but still no credit increase offer Reviewed on: 11th April 2023

Simple, smooth

Easy to use, good app, straight forward. Reviewed on: 11th April 2023

Ease and flexibility

Top quality service, I'm always kept informed of what's going on. Pleasure to deal with these guys. Reviewed on: 11th April 2023

Helped me get a better credit score

Was offered this credit card when other companies wouldn’t due to my low credit score. And now my credit score is looking great. So won’t forget this company and will always use. Reviewed on: 11th April 2023

Excellent

Excellent service they keep you well informed of all payments due etc Reviewed on: 11th April 2023

Super service

Easy to apply and good customer service. Reviewed on: 11th April 2023

Great credit card

Great credit card reminder me when my payment is due to be paid. It is very to check your credit balance and your statement. Very happy with my credit card. Reviewed on: 11th April 2023

Amazing

Good company and really helped my credit rating aswell Reviewed on: 11th April 2023

Friendly staff, easy to use

Been great from start to finish, if you need to rearrange a payment it’s easily done on the app, or with the help of friendly staff! Reviewed on: 11th April 2023

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