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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Great card

5
Great app too, very easy to use, very ckear and informative Reviewed on: 11th April 2023
Gareth Bullen's avatar
Gareth Bullen

Amazing - bogs dollocks

5
Phenomenal company there when you need them provide credit and additional support I will be getting all my family to be using them Reviewed on: 11th April 2023
Matthew Smith's avatar
Matthew Smith

Nice and easy

4
The service from application to payment and all other aspects are great. Awesome feeling to have zopa. Reviewed on: 11th April 2023
Ali Raza Chaudhry's avatar
Ali Raza Chaudhry

Easy access credit card

5
I applied for the Zopa and they give me the credit card without too much hassle. It is really simple to navigate through the app and it is super responsive, customer care is fantastic, whenever we need anything they will respond quickly and effectively. with the popup notification, we will never miss the repayment date that's awesome. I will recommend to everyone should have this credit card. Reviewed on: 11th April 2023
Amal Prakash's avatar
Amal Prakash

Great credit card

5
This is a great credit card with a very good app which is easy to use and navigate around. I’ve had this card a while now and to date have had no issues would definitely recommend Reviewed on: 11th April 2023
Sharon's avatar
Sharon

Brilliant aeevice

5
They always let you know when payments are being made and let you know if you are eligible to apply for a loan with them Reviewed on: 11th April 2023
sha2109@sky.com's avatar
[email protected]

Good rate

5
The best in the market right now Reviewed on: 11th April 2023
Abayomi's avatar
Abayomi

Mr SAM ZUMBE

5
This card company are flexible, easy to use and international payments were not an issue. The Zopa Credit Card is my reliable friend. Reviewed on: 11th April 2023
Mr Samuel Zumbe's avatar
Mr Samuel Zumbe

Great credit card

5
I have had the card for about 2 years and great to deal with. Reviewed on: 11th April 2023
Theresa Mcgrady's avatar
Theresa Mcgrady

The understanding Bank

5
When no one could give me a card, Zopa understood me and gave me a card which is also helping me rebuild my credit score. Thank you Zopa Reviewed on: 11th April 2023
Charles Dickens Andama's avatar
Charles Dickens Andama

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