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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good card

Good card you know exactly what your limits are Reviewed on: 11th April 2023

Credit score builder

This card is helping me build my credit score. When I've struggled with payments due to illness, they've been really helpful and I don't feel pressured by them at all Reviewed on: 11th April 2023

Excellent credit provider and good services that well togethor

I've been with zopa for a long while now always had excellent customer service and its always been good value for money. never had any issues with them either. cant thank them enough Reviewed on: 11th April 2023

Great card and service

Such an easy company to contact, straightforward service and prompt Reviewed on: 11th April 2023

One of the best credit card

Zopa credit card is one of the best credit card. Low interest rate,update every single transaction, great customer service always ready to resolve any kind of credit card relation issues. Reviewed on: 11th April 2023

It's a grate card easy to set up. And use well recommended for your first card

Easy to use and set up. Keeps you in control of your finances grate card Reviewed on: 11th April 2023

Zopa has a great credit card

Zopa is a very good company Open to customers Reviewed on: 11th April 2023

Zopa is the best credit card

Zopa credit card is the credit card that will give you rest of mind . Reviewed on: 11th April 2023

Great Card

Great card. Good service and customer care. Recommended. Reviewed on: 11th April 2023

Absolutely brilliant

Everything about Zopa is so straightforward highly recommend Reviewed on: 11th April 2023

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