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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

The best card I use

Never had a problem, always there when needed. Increase limit for me through this cost of living crisis. Brilliant card. Reviewed on: 11th April 2023

Amazing

the best credit card i have ever had application was quick and easy Reviewed on: 11th April 2023

Simple. Friendly. Brilliant.

Was really simple to apply, and the whole process was swift also. The only time I had an issue was with the app, and thus was the only time I spoke to Zopa. They were friendly, understandable and quickly resolved my issue, and I haven't had a problem since. Already recommended two friends and they too have been happy with their experience. Would always recommend. Reviewed on: 11th April 2023

Excellent customer service

Customer service is very good and the product is excellent app is easy to use and follow Reviewed on: 11th April 2023

Excellent

Excellent credit card provider. Good rates and easy to use app Reviewed on: 11th April 2023

Great credit card

Zopa are a great credit card company . There service is amazing with support always on hand. I would recommend zopa to others . Reviewed on: 11th April 2023

Good app and easy to navigate

My experience with Zopa has been a good one so far. The app is great and allows me to manage my account with ease. The APR is high but if you use the card and can afford to pay in full then it’s a great facility to have. Reviewed on: 11th April 2023

Great App

Really good app, reliable and simple to navigate. Communications are just right. Not bombarded but well informed. Reviewed on: 11th April 2023

Great customer service and a great product

I got approved with no issue and my limit was based on my circumstance. With good usage, my limit was upped accordingly and they've been extremely prompt with responding to queries and ensuring payments are reflected quickly. App is easy to use and I've had no issues with my card. Reviewed on: 11th April 2023

Outstanding

I have never had any problems or issues with Zopa friendly and easy to use app for repayments Reviewed on: 11th April 2023

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