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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to use, reasonable rate

No issues, easy app to use, quick payments and reasonable rates Reviewed on: 11th April 2023

Great service

Fair interest rates good customer service and the app has everything needed Reviewed on: 11th April 2023

Amazing service

Couldn’t ask more of a credit card provider the best there is! Reviewed on: 11th April 2023

Smart credit

A company that assess your credit requirements and your affordability regular, also a website that is easy to understand and use, so you can always be in control. Reviewed on: 11th April 2023

Best credit card company

I. Would recommend everyone one to get a credit card are loan from zopa Reviewed on: 11th April 2023

great company

this card company are always ready to listen and help Reviewed on: 11th April 2023

ZOPA, .My number one choice

Great customer service, easy to use and quickly updated App. Decisions made quickly and responsibly. A*** Zopa thankyou Reviewed on: 11th April 2023

The best credit card

The Zopa credit card has been fantastic. As my first credit card, it couldn’t have been smoother and more accessible to use the card properly. The support team are also great and the app is very easy to use. Reviewed on: 11th April 2023

Very good service

Always willing to help, very prompt replies to any problems. Reviewed on: 11th April 2023

Your company does not hold any bad thing against me

You help me get your credit card witch other company's would not entertain me because of my credit sore you very nice and a good listener Reviewed on: 11th April 2023

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