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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Flexible and helpful

Great card company and very helpful customer service Reviewed on: 11th April 2023

Hassle free

Really good no hard pressure for products Reviewed on: 11th April 2023

Great

Easy to work with, contact. Best credit card I have Reviewed on: 11th April 2023

Fair an Honest

Had my credit card a year or so now, I got a reasonable credit limit that was manageable. The repayment system is great by crediting your account straight away over great company. Reviewed on: 11th April 2023

Boost credit

Zopa credit card help me to improve my credit rating. Reviewed on: 11th April 2023

Very good

Very helpful very easy very smart Reviewed on: 11th April 2023

Credit card

Easy to use credit card and the interest rate is not too bad Reviewed on: 11th April 2023

Zupa credit card

I'm very happy with service . Highly recommend Reviewed on: 11th April 2023

Clear open and honest lending

Zopa gave me a chance when many wouldn’t, they’ve been responsible with their lending to me and always ready with advice should I need it. Reviewed on: 11th April 2023

Excellent card

Very good credit card and statements and app easily understood! Reviewed on: 11th April 2023

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