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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Super easy and friendly staff

The card is easy to apply for and easy to manage. I had to contact support as I changed my phone and had issues logging in and this was resolved in less than 30 mins which is brilliant. Reviewed on: 11th April 2023

Clear, Simple, and Easy

Always clear, simple, and easy to use. Never not know what is happening using the app. Always secure online and never had any problems with fraud, data protection leaks etc. Excellent all round. Reviewed on: 11th April 2023

Amazing customer service!

I was experiencing some financial difficulty and was unable to make my minimum monthly payment. I called the customer service team and was very quickly put through to someone who very easily set up a payment holiday for me. They were supportive, informative and kind. Meanwhile it took me over an hour to get through to anyone at my bank! I would recommend Zopa to anyone. They’re affordable, the app is easy to use and I’ve never had any problems. Reviewed on: 11th April 2023

5 star

credit card and app quick and easy to use , pay.menf is taken monthly without any ussues and would recomened to family and friends to apply for a card ,as yet i havent taken out a loan but pkssibly will i the futuee Reviewed on: 11th April 2023

By far the beast card I've ever had

They keep me within my limits and I can use my card anywhere I want I'm soo happy with zopa and would recommend to anyone Reviewed on: 11th April 2023

Very good credit card

I love it, It's one of the best credit card I had ever Reviewed on: 11th April 2023

Excellent company

My experience with Zopa’s is very very good can’t complain. Never have a problem with them. Reviewed on: 11th April 2023

The Best credit card

I have been using ZOPA credit card for a while now and I received the best customer service there are always looking to help me send me new letters about how they can help me if there is problem with my financial status and how they can help solving my problems so I would recommend anyone to ZOPA credit card Reviewed on: 11th April 2023

Gteat card

Love this card i never have any problems and its really easy to use their App. You can do most things in the app and even webchat with someone if you have a query. Reviewed on: 11th April 2023

Great bank

5* never had an issue , great service Reviewed on: 11th April 2023

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