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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Hassle free

Really good no hard pressure for products Reviewed on: 11th April 2023

Great

Easy to work with, contact. Best credit card I have Reviewed on: 11th April 2023

Fair an Honest

Had my credit card a year or so now, I got a reasonable credit limit that was manageable. The repayment system is great by crediting your account straight away over great company. Reviewed on: 11th April 2023

Boost credit

Zopa credit card help me to improve my credit rating. Reviewed on: 11th April 2023

Very good

Very helpful very easy very smart Reviewed on: 11th April 2023

Credit card

Easy to use credit card and the interest rate is not too bad Reviewed on: 11th April 2023

Zupa credit card

I'm very happy with service . Highly recommend Reviewed on: 11th April 2023

Clear open and honest lending

Zopa gave me a chance when many wouldn’t, they’ve been responsible with their lending to me and always ready with advice should I need it. Reviewed on: 11th April 2023

Excellent card

Very good credit card and statements and app easily understood! Reviewed on: 11th April 2023

Super easy and friendly staff

The card is easy to apply for and easy to manage. I had to contact support as I changed my phone and had issues logging in and this was resolved in less than 30 mins which is brilliant. Reviewed on: 11th April 2023

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Want to see more from Zopa?

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