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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great credit card

Setting up and using Zopa credit card has been so easy to do. Everything is easy to manage and straight forward. Reviewed on: 11th April 2023

brilliant

nothing but brilliant, allways helpful, the app is so easy to use Reviewed on: 11th April 2023

Zopa card

Excellent service and excellent service would recommend Reviewed on: 11th April 2023

Zopa

Very easy to apply for great customer support if and when needed Always kept upto date with everything Well pleased to say the least Reviewed on: 11th April 2023

Excellent!

The app is brilliant, well set out, clear and easy to use, my whole experience, from application to now has been great! Reviewed on: 11th April 2023

Loan and then credit card

I had a loan with ZOPA which was completed in as little as an hour. Through the App which was easy to follow and understand, I’ve now paid my loan off with a good interest %. I now just have a credit card with ZOPA with nearly 5 times the amount I can receive of other competitors. Again easy to use through the App. Also they keep track of my credit score and keep it easy to see any other services they can offer me aswell as advice. Highly recommend Zopa Reviewed on: 11th April 2023

Easy to use

Easy app to use. Clear and easy to read terms and conditions. Reviewed on: 11th April 2023

Well presented

Always there to help at customer services Reviewed on: 11th April 2023

Fantastic

All app based and regular emails and notifications regarding services Reviewed on: 11th April 2023

Credit card

Good service just slightly high interest Reviewed on: 11th April 2023

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