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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great Credit Card

Easy application process and easy to use app to manage my account. Reviewed on: 15th January 2026

I haven’t been with Zopa that long but I find it exc...

I haven’t been with Zopa that long but I find it excellent value. I would like you so much as my credit score has gone up a great deal since I was approved so thank you so much for all your help because with out your help I don’t know what I would have done. Reviewed on: 15th January 2026

5 stars all the way for them best card I've had to d...

5 stars all the way for them best card I've had to date Reviewed on: 15th January 2026

Great customer service

I had issues getting into my account to activate my card but after some investigation we realised what the problwm was and managed to sort it out. Great customer service and havent had any issues with Zopa. Would definately recomend. Reviewed on: 15th January 2026

Used to being rejected

Having been unable to get a credit card for several years I had resigned myself to a no credit life. I originally applied expecting a rejection but to my surprise I was accepted. I use the card quite often but try whenever possible to pay it all off every couple of months and start over. Was handy at Xmas to have a card and spread the cost. Reviewed on: 15th January 2026

Very good card very easy to use amd payment is...

Very good card very easy to use amd payment is easy Reviewed on: 15th January 2026

My experience with Zopa very very good

My experience with Zopa very very good Reviewed on: 15th January 2026

Great all rounder ...

Since being with Zopa I’ve never had any issues easy to see when payments are due and payment options are easy to follow Reviewed on: 15th January 2026

Happy customer

I am a happy customer with the service provided Reviewed on: 15th January 2026

Easy to use, good communication, regular updates

Easy to use, good communication, regular updates Reviewed on: 15th January 2026

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