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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Great credit card and company Very easy , nice customer service for n anything Reviewed on: 11th April 2023

Excellent in every way

Excellent in all ways . Brilliant Reviewed on: 11th April 2023

Very simple and user friendly

I have been with Zopa for a while now and I can honestly say it is so easy to use. The app helps you to stay on track of your spending, with real time information and money clears straight away. So simple and so user friendly, I would definitely recommend. Reviewed on: 11th April 2023

Fantastic

Really great service and fanatic customer service Reviewed on: 11th April 2023

Easy. Simple. Fair

The title says it all. Have a credit card with them and the app is very easy to use and informative Reviewed on: 11th April 2023

Excellent service

Zopa is a fab credit card there is no sudden changes or hidden costs they let you know when you get a limit increase . Would definitely recommend. Reviewed on: 11th April 2023

Track your spend

Great as you have the opportunity to build your credit Reviewed on: 11th April 2023

Excellent provider!!!

Zopa is the best credit provider. The app is so easy to use and you get updates on your credit progress every month Reviewed on: 11th April 2023

Amazing ******

I took out a zoom credit card 2 years ago and have never looked back they have been amazing in everyway very informative and never any pressure very straight foward and easy to navigate the statements along with excellent customer satisfaction. 100% recommended Reviewed on: 11th April 2023

Simple, straightforward and great product

Brilliant customer service and excellent product Reviewed on: 11th April 2023

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