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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy, convenient and trustworthy

I find Zopa so easy to deal with. Credit card rate is very competitive easy ro use Reviewed on: 5th April 2023

Got a credit card

Nothing wrong with them. Just a credit card Reviewed on: 5th April 2023

Best credit card and for loan. I have both with them.

I will always recommend zopa for anyone who wants credit card and loan. Reviewed on: 5th April 2023

Easy peasy

Such an easy and efficient service to navigate. App helps you to manage and keep track of payments or make extra payments with reminder dates. Overall I’ve found them superb to deal with. Reviewed on: 5th April 2023

Best Personal Loan Provider category

Helped to plan/book my holiday flight tickets. Reviewed on: 5th April 2023

Simple process, good service and exactly what I needed

It was really easy to apply and the process was very fast. The app is brilliant and means you can manage your account really simply. I’ve been really impressed with Zopa and have used them a few times now! Reviewed on: 5th April 2023

Really Informative

So easy to use and being kept updated with payment reminders and new offers. Reviewed on: 5th April 2023

Fab company

Quick and efficient, very easy to deal with have had both loans and credit card, no problems at all Reviewed on: 5th April 2023

Very happy!

Very happy with all aspects of their service and use of the account. I have a loan accaount and a credit card and all has worked smoothely. Reviewed on: 5th April 2023

Great communication

Keeps customers upto date On every issue and always available Reviewed on: 5th April 2023

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