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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Nice company

5
No matter the credit rating they are good Reviewed on: 5th April 2023
robert powell's avatar
robert powell

Great Service, great app, simple to apply for and use

5
Seamless process that offers a great app, Extremely happy customer . Well done to the Zopa team . Take financial services to another level. Reviewed on: 5th April 2023
Damien's avatar
Damien

Credit card

5
Such a good provider, app is really user friendly and very easy to navigate. Would definitely recommend Reviewed on: 5th April 2023
Lydia Everett's avatar
Lydia Everett

Fantastic company

5
Amazing staff work great easy and simple app Reviewed on: 5th April 2023
Sergej Girut's avatar
Sergej Girut

Excellent service

5
Good communications, easy to use APP Reviewed on: 5th April 2023
Terry Hancock's avatar
Terry Hancock

Great experience

5
Fast response to my loan very happy with the experience with dealing with ZOPA Reviewed on: 5th April 2023
Jason Hnatyszyn's avatar
Jason Hnatyszyn

Recommended

5
Great service I’m happy with you service it’s easy to use & repayment is great. Reviewed on: 5th April 2023
adrienne smith's avatar
adrienne smith

A very good company

5
I like Zopa as they are consistent in reminding you of your spending. They keep you alert. Safe to use Reviewed on: 5th April 2023
krazymotors@yahoo.co.uk's avatar
[email protected]

Am amazing loan provider

5
Excellent experience despite my bad credit rating. Zopa provided me with an opportunity to rebuild my ratings and help me to meet my financial obligations without stress of paying back Reviewed on: 5th April 2023
Rasheed Bello's avatar
Rasheed Bello

Amazing service

5
Rates, ease, service are all excellent i have recommended Zopa to 6 family and friends Reviewed on: 5th April 2023
Shaun Isaacs's avatar
Shaun Isaacs

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