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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best Personal Loan Provider category

Helped to plan/book my holiday flight tickets. Reviewed on: 5th April 2023

Simple process, good service and exactly what I needed

It was really easy to apply and the process was very fast. The app is brilliant and means you can manage your account really simply. I’ve been really impressed with Zopa and have used them a few times now! Reviewed on: 5th April 2023

Really Informative

So easy to use and being kept updated with payment reminders and new offers. Reviewed on: 5th April 2023

Fab company

Quick and efficient, very easy to deal with have had both loans and credit card, no problems at all Reviewed on: 5th April 2023

Very happy!

Very happy with all aspects of their service and use of the account. I have a loan accaount and a credit card and all has worked smoothely. Reviewed on: 5th April 2023

Great communication

Keeps customers upto date On every issue and always available Reviewed on: 5th April 2023

Zopa Review

Zopa makes it so much easier and simpler to access and use your money via the phone or card. Reviewed on: 5th April 2023

Excellent service!!

Such a simple process. Excellent customer service. Always professional and friendly. I would definitely recommend !!! Reviewed on: 5th April 2023

Great card easy to keep track off

Zopa credit card is great. Awesome app easy to use and easy to keep track off Reviewed on: 4th April 2023

A financial crutch at a crippling time

Provided me with an affordable financial solution en route to my financial independence and freedom goal Reviewed on: 4th April 2023

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