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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa Review

Zopa makes it so much easier and simpler to access and use your money via the phone or card. Reviewed on: 5th April 2023

Excellent service!!

Such a simple process. Excellent customer service. Always professional and friendly. I would definitely recommend !!! Reviewed on: 5th April 2023

Great card easy to keep track off

Zopa credit card is great. Awesome app easy to use and easy to keep track off Reviewed on: 4th April 2023

A financial crutch at a crippling time

Provided me with an affordable financial solution en route to my financial independence and freedom goal Reviewed on: 4th April 2023

Easy application and app

Great app to repay and use my card. Easy and quick application Reviewed on: 4th April 2023

Super

Super Good company i like zopa i have credit card Reviewed on: 4th April 2023

Great card to use.

Excellent service and apr rate always kept up to date with any changes. Would definitely use other loans with Zopa. Reviewed on: 4th April 2023

Excellent option for building credit rating

They keep an eye on your financial health and I’ve managed to improve my credit rating overall from very poor to fair in just a few months Reviewed on: 4th April 2023

Recommended already

Keep me uo to date, always available. Reviewed on: 4th April 2023

Very reliable

Helpful to build your credit score Reviewed on: 4th April 2023

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