Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application and app

Great app to repay and use my card. Easy and quick application Reviewed on: 4th April 2023

Super

Super Good company i like zopa i have credit card Reviewed on: 4th April 2023

Great card to use.

Excellent service and apr rate always kept up to date with any changes. Would definitely use other loans with Zopa. Reviewed on: 4th April 2023

Excellent option for building credit rating

They keep an eye on your financial health and I’ve managed to improve my credit rating overall from very poor to fair in just a few months Reviewed on: 4th April 2023

Recommended already

Keep me uo to date, always available. Reviewed on: 4th April 2023

Very reliable

Helpful to build your credit score Reviewed on: 4th April 2023

Credit where its due

The ease, convenience and professionalism with this company! A few words but the impact the card made to us cannot be underestimated. Reviewed on: 4th April 2023

cred card

When a payment didn't go in on time they gave a compensation payment next week witch was very nice. Reviewed on: 4th April 2023

BANG TIDY

CUSTOMER SERVICE IS SPOT ON ALL IN ALL CANT COMPLAIN WOULD RECOMEND ZOPA TO ANYONE Reviewed on: 4th April 2023

Very good

Very good sarbic the kowmpani Zopa Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Credit card
from Vanquis 4.39 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub