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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit where its due

The ease, convenience and professionalism with this company! A few words but the impact the card made to us cannot be underestimated. Reviewed on: 4th April 2023

cred card

When a payment didn't go in on time they gave a compensation payment next week witch was very nice. Reviewed on: 4th April 2023

BANG TIDY

CUSTOMER SERVICE IS SPOT ON ALL IN ALL CANT COMPLAIN WOULD RECOMEND ZOPA TO ANYONE Reviewed on: 4th April 2023

Very good

Very good sarbic the kowmpani Zopa Reviewed on: 4th April 2023

Easy to apply

Had little problems applying and got my decision straight away and the card has been brilliant so far Reviewed on: 4th April 2023

Great company

Easy to use app, good service and products Reviewed on: 4th April 2023

9

Мне нравится очень просто и надежно Reviewed on: 4th April 2023

One of the best

Really easy to use and use it and my kids Reviewed on: 4th April 2023

Amazing card

Applied for this card to boost my credit rating, started off with a sensible balance then it was increased after it was noticed that i was using it sensibly. .The app itself has really good interest rates for savings which are easy to withdraw when needed., i would highly recommend. Reviewed on: 4th April 2023

Fantastic company

Fantastic customer service, Definitely a company with a massive future Reviewed on: 4th April 2023

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