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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fab company

Quick and efficient, very easy to deal with have had both loans and credit card, no problems at all Reviewed on: 5th April 2023

Very happy!

Very happy with all aspects of their service and use of the account. I have a loan accaount and a credit card and all has worked smoothely. Reviewed on: 5th April 2023

Great communication

Keeps customers upto date On every issue and always available Reviewed on: 5th April 2023

Zopa Review

Zopa makes it so much easier and simpler to access and use your money via the phone or card. Reviewed on: 5th April 2023

Excellent service!!

Such a simple process. Excellent customer service. Always professional and friendly. I would definitely recommend !!! Reviewed on: 5th April 2023

Great card easy to keep track off

Zopa credit card is great. Awesome app easy to use and easy to keep track off Reviewed on: 4th April 2023

A financial crutch at a crippling time

Provided me with an affordable financial solution en route to my financial independence and freedom goal Reviewed on: 4th April 2023

Easy application and app

Great app to repay and use my card. Easy and quick application Reviewed on: 4th April 2023

Super

Super Good company i like zopa i have credit card Reviewed on: 4th April 2023

Great card to use.

Excellent service and apr rate always kept up to date with any changes. Would definitely use other loans with Zopa. Reviewed on: 4th April 2023

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