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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent option for building credit rating

They keep an eye on your financial health and I’ve managed to improve my credit rating overall from very poor to fair in just a few months Reviewed on: 4th April 2023

Recommended already

Keep me uo to date, always available. Reviewed on: 4th April 2023

Very reliable

Helpful to build your credit score Reviewed on: 4th April 2023

Credit where its due

The ease, convenience and professionalism with this company! A few words but the impact the card made to us cannot be underestimated. Reviewed on: 4th April 2023

cred card

When a payment didn't go in on time they gave a compensation payment next week witch was very nice. Reviewed on: 4th April 2023

BANG TIDY

CUSTOMER SERVICE IS SPOT ON ALL IN ALL CANT COMPLAIN WOULD RECOMEND ZOPA TO ANYONE Reviewed on: 4th April 2023

Very good

Very good sarbic the kowmpani Zopa Reviewed on: 4th April 2023

Easy to apply

Had little problems applying and got my decision straight away and the card has been brilliant so far Reviewed on: 4th April 2023

Great company

Easy to use app, good service and products Reviewed on: 4th April 2023

9

Мне нравится очень просто и надежно Reviewed on: 4th April 2023

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