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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good customer service

Interest rates affordable ,card is well protected by security features Reviewed on: 4th April 2023

D8

I am a client of zopa, zopa credit card it’s very good for use and I am happy to zopa credit support, thanks Zopa Reviewed on: 4th April 2023

credit

thank-you for help , staff nice in phone . Reviewed on: 3rd April 2023

Great for credit building

Perfect for credit building, would highly recommend Reviewed on: 3rd April 2023

VERY fast. VERY responsive. Best I've seen.

Zopa are brilliant! They realise it's MY money. None of this "Your payment will take 2 days to appear in your account". We all know the banks keep it to earn interest on it. Reviewed on: 3rd April 2023

Excellent

Easy mobile banking app, Very reliable company. I have found it very easy to make payments as I am told before the payment goes out how much it will be. Reviewed on: 3rd April 2023

Outstanding company

One of the best credit card companies out on the market. Reviewed on: 3rd April 2023

Helpful

The app is awosme I feel in control off my credit at all times and it helping build my credit Reviewed on: 3rd April 2023

Great service provided

Zopa gave me the chance when I had low credit score with a reasonable credit amount, now thanks to them my credit score has increased dramatically in to the ‘excellent’ bracket . The app is also good and easy to use . Many thanks Reviewed on: 3rd April 2023

Awesome card

Really good card the app is absolutely amazing really easy too use. Reviewed on: 3rd April 2023

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