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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Easy to apply

5
Had little problems applying and got my decision straight away and the card has been brilliant so far Reviewed on: 4th April 2023
chris collier's avatar
chris collier

Great company

5
Easy to use app, good service and products Reviewed on: 4th April 2023
Tim Stevens's avatar
Tim Stevens

9

5
Мне нравится очень просто и надежно Reviewed on: 4th April 2023
Dmitrijus 's avatar
Dmitrijus

One of the best

5
Really easy to use and use it and my kids Reviewed on: 4th April 2023
Rj Cass's avatar
Rj Cass

Amazing card

5
Applied for this card to boost my credit rating, started off with a sensible balance then it was increased after it was noticed that i was using it sensibly. .The app itself has really good interest rates for savings which are easy to withdraw when needed., i would highly recommend. Reviewed on: 4th April 2023
Mark's avatar
Mark

Fantastic company

5
Fantastic customer service, Definitely a company with a massive future Reviewed on: 4th April 2023
Jason Thompson's avatar
Jason Thompson

Good customer service

5
Interest rates affordable ,card is well protected by security features Reviewed on: 4th April 2023
Darlington Tshuma's avatar
Darlington Tshuma

D8

5
I am a client of zopa, zopa credit card it’s very good for use and I am happy to zopa credit support, thanks Zopa Reviewed on: 4th April 2023
Azizul islam's avatar
Azizul islam

credit

5
thank-you for help , staff nice in phone . Reviewed on: 3rd April 2023
jean francois 's avatar
jean francois

Great for credit building

5
Perfect for credit building, would highly recommend Reviewed on: 3rd April 2023
Joshua Bell's avatar
Joshua Bell

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