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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

One of the best

Really easy to use and use it and my kids Reviewed on: 4th April 2023

Amazing card

Applied for this card to boost my credit rating, started off with a sensible balance then it was increased after it was noticed that i was using it sensibly. .The app itself has really good interest rates for savings which are easy to withdraw when needed., i would highly recommend. Reviewed on: 4th April 2023

Fantastic company

Fantastic customer service, Definitely a company with a massive future Reviewed on: 4th April 2023

Good customer service

Interest rates affordable ,card is well protected by security features Reviewed on: 4th April 2023

D8

I am a client of zopa, zopa credit card it’s very good for use and I am happy to zopa credit support, thanks Zopa Reviewed on: 4th April 2023

credit

thank-you for help , staff nice in phone . Reviewed on: 3rd April 2023

Great for credit building

Perfect for credit building, would highly recommend Reviewed on: 3rd April 2023

VERY fast. VERY responsive. Best I've seen.

Zopa are brilliant! They realise it's MY money. None of this "Your payment will take 2 days to appear in your account". We all know the banks keep it to earn interest on it. Reviewed on: 3rd April 2023

Excellent

Easy mobile banking app, Very reliable company. I have found it very easy to make payments as I am told before the payment goes out how much it will be. Reviewed on: 3rd April 2023

Outstanding company

One of the best credit card companies out on the market. Reviewed on: 3rd April 2023

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