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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Best service

5
Very good nice and fasy service the online banking is working good and fast happy whit ZOPA Reviewed on: 3rd April 2023
mujtaba Shah's avatar
mujtaba Shah

A bank that cares

5
I started using ZOPA as a holiday credit card but now use it for most of my banking and am delighted with the results. Reviewed on: 3rd April 2023
Derek Parrott's avatar
Derek Parrott

Zopa Credit Card

5
I love my Zopa Credit card its nice and brigh in colour and when you transfer money onto the card it gets aoplied immediately whuch you see available on your app no waiting for 2-3 working days and i like smart saver too which is a savings act link to your credit card this is the best credit card i have Reviewed on: 3rd April 2023
Delores Sangster's avatar
Delores Sangster

Excellent online services

5
Great credit card, made easy by very good app and website Reviewed on: 3rd April 2023
Trudi's avatar
Trudi

Credit card

5
Absolutely first class credit card easy to manage in app Reviewed on: 3rd April 2023
Alan's avatar
Alan

Easy to manage and great offers

5
Easy to use app for checking balance making payments and finding new offers and rates Reviewed on: 3rd April 2023
Frank's avatar
Frank

A good card to use

5
Very good app, easy to use with an easy to understand pages. Have no problems with using the card or making payments Reviewed on: 3rd April 2023
Jaqi Sheppard's avatar
Jaqi Sheppard

Credit card

5
Good customer service Reviewed on: 3rd April 2023
Francis Gbaya's avatar
Francis Gbaya

Always fair

5
Instant notification of spending and a decent allowance of your limit Reviewed on: 3rd April 2023
Tony's avatar
Tony

Credit card

5
Thanks to zopa I’ve had my first credit card in a long time after a bankruptcy now with their help my credit rating is going up and up so thumbs up Reviewed on: 3rd April 2023
Gavin Mills's avatar
Gavin Mills

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