Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Credit card

5
Absolutely first class credit card easy to manage in app Reviewed on: 3rd April 2023
Alan's avatar
Alan

Easy to manage and great offers

5
Easy to use app for checking balance making payments and finding new offers and rates Reviewed on: 3rd April 2023
Frank's avatar
Frank

A good card to use

5
Very good app, easy to use with an easy to understand pages. Have no problems with using the card or making payments Reviewed on: 3rd April 2023
Jaqi Sheppard's avatar
Jaqi Sheppard

Credit card

5
Good customer service Reviewed on: 3rd April 2023
Francis Gbaya's avatar
Francis Gbaya

Always fair

5
Instant notification of spending and a decent allowance of your limit Reviewed on: 3rd April 2023
Tony's avatar
Tony

Credit card

5
Thanks to zopa I’ve had my first credit card in a long time after a bankruptcy now with their help my credit rating is going up and up so thumbs up Reviewed on: 3rd April 2023
Gavin Mills's avatar
Gavin Mills

Easy every day access

5
Whenever wherever whatever I need to do Zopa is available on my phone or tablet Reviewed on: 3rd April 2023
Kenneth Piercy's avatar
Kenneth Piercy

Good bank

5
I am satisfied with the bank soo much thank you Reviewed on: 3rd April 2023
Adrian Stefanut's avatar
Adrian Stefanut

Service

4
Everything is clear app is so easy to work Reviewed on: 3rd April 2023
Bulent Durmush's avatar
Bulent Durmush

The best credit card to havre

5
I can't live without your card on me Reviewed on: 3rd April 2023
nana busia's avatar
nana busia

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill