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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Great card and savings ootions

5
Easy to enrol and great at sending updates, payment reminders and emails regarding money tips. Reviewed on: 3rd April 2023
Terianne Morgann's avatar
Terianne Morgann

Change to increase my Credit Rating

5
Zopa gave me the chance to improve my credit rating which has increased from 285 to 745 in just 6 months. Thank You! Reviewed on: 3rd April 2023
Wayne Leigh's avatar
Wayne Leigh

Best rates going

5
Zopa has the best rates going, with very good organisation available to users on the app. The only downside is it can take 20 minutes roughly to transfer money over! So it's best as a long term saver with money you won't need to take out. Reviewed on: 3rd April 2023
Brad's avatar
Brad

You want one of the top cards you need Zopa

5
In the time I have been with Zopa i realized that they are one of the top cards on the market Reviewed on: 3rd April 2023
David Darkes's avatar
David Darkes

Credit card

5
Excellent service and really great Reviewed on: 3rd April 2023
Kathy Macklin's avatar
Kathy Macklin

Fantastic company

5
Very easy and simple to use. Would recommend this to family and friends Reviewed on: 3rd April 2023
Lee Jones's avatar
Lee Jones

Excellent

5
Zopa is very good online service and payment system very quickly add money your account when you pay Reviewed on: 3rd April 2023
Topu 's avatar
Topu

Excellent

5
Excellent credit card. Very good customer service Reviewed on: 3rd April 2023
Johanna Shafique 's avatar
Johanna Shafique

Efficient and helpful!!

5
ZOOPA IS PROBABLY THE BEST BANK/ CREDIT CARD COMPANY ON THE MARKET!! EVERYONE SHOULD BE USING IT!! Reviewed on: 3rd April 2023
William Matthews 's avatar
William Matthews

Easy to use

5
Easy to use and great customer service ... Reviewed on: 3rd April 2023
Peter Archer's avatar
Peter Archer

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