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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Credit card

5
Good customer service Reviewed on: 3rd April 2023

Always fair

5
Instant notification of spending and a decent allowance of your limit Reviewed on: 3rd April 2023

Credit card

5
Thanks to zopa I’ve had my first credit card in a long time after a bankruptcy now with their help my credit rating is going up and up so thumbs up Reviewed on: 3rd April 2023

Easy every day access

5
Whenever wherever whatever I need to do Zopa is available on my phone or tablet Reviewed on: 3rd April 2023

Good bank

5
I am satisfied with the bank soo much thank you Reviewed on: 3rd April 2023

Service

4
Everything is clear app is so easy to work Reviewed on: 3rd April 2023

The best credit card to havre

5
I can't live without your card on me Reviewed on: 3rd April 2023

Just perfect

5
Apps best app everything you needed there and all information that you needed Reviewed on: 3rd April 2023

Great Credit Card

5
Ease of use is brilliant, everything in front of you when you need it. Would highly recommend ZOPA. Reviewed on: 3rd April 2023

Super interest rate and very useful

5
Easy to use with probably one of the best interest rates going, would recommend to everyone and have. Reviewed on: 3rd April 2023

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