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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

thanks for the support

good customer support and assistance. Reviewed on: 3rd April 2023

Zopa - Top provider

Great company, services and customer service Reviewed on: 3rd April 2023

Reassuring Simple

I use my Zopa credit card regularly for purchases. The pending balance is always quick to clear on the very user friendly App, and easy to make payments. The whole process is reassuringly simple. Reviewed on: 3rd April 2023

Great card and savings ootions

Easy to enrol and great at sending updates, payment reminders and emails regarding money tips. Reviewed on: 3rd April 2023

Change to increase my Credit Rating

Zopa gave me the chance to improve my credit rating which has increased from 285 to 745 in just 6 months. Thank You! Reviewed on: 3rd April 2023

Best rates going

Zopa has the best rates going, with very good organisation available to users on the app. The only downside is it can take 20 minutes roughly to transfer money over! So it's best as a long term saver with money you won't need to take out. Reviewed on: 3rd April 2023

You want one of the top cards you need Zopa

In the time I have been with Zopa i realized that they are one of the top cards on the market Reviewed on: 3rd April 2023

Credit card

Excellent service and really great Reviewed on: 3rd April 2023

Fantastic company

Very easy and simple to use. Would recommend this to family and friends Reviewed on: 3rd April 2023

Excellent

Zopa is very good online service and payment system very quickly add money your account when you pay Reviewed on: 3rd April 2023

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