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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great company, very fair

Great company who opperate very fairly and encouraged me to pay off my credit card balance each month so that I didnt have to pay interest. Highly recommended. Reviewed on: 3rd April 2023

Zopa supporting your everyday credit needs

Since being with Zopa they support your needs regular financial updates, saving accounts, lots of financial help Reviewed on: 3rd April 2023

Quick and easy

Quick and easy. I applied with in 5 mins I was accepted the card came with 2 different limits 1 witch was a balance transfer and the other just a simple credit card...love it Reviewed on: 3rd April 2023

Great to deal with

Been with them for a good few years and had great service with all the products I have used Reviewed on: 3rd April 2023

thank you

I never had any financial support or sponsors, and so I always had to, at every level, prove myself the hard way, Thank you Zopa for helping me on my journey Reviewed on: 3rd April 2023

Super

I am happy with the lenders service thank you Reviewed on: 3rd April 2023

Fantastic

Fantastic reliable and easy to follow Reviewed on: 3rd April 2023

Fast and very reliable

Quick and very reliable. would highly recommend this company never had no issues at all. Reviewed on: 3rd April 2023

Great service

Zopa offers a great service and a chance to improve your credit score! Reviewed on: 3rd April 2023

Best credit card

It's easy and to use, it's convenient if you are trying to safe up. Affordable and can be used everywhere. It's my favourite card Reviewed on: 3rd April 2023

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