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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Credit card

5
Excellent service and really great Reviewed on: 3rd April 2023
Kathy Macklin's avatar
Kathy Macklin

Fantastic company

5
Very easy and simple to use. Would recommend this to family and friends Reviewed on: 3rd April 2023
Lee Jones's avatar
Lee Jones

Excellent

5
Zopa is very good online service and payment system very quickly add money your account when you pay Reviewed on: 3rd April 2023
Topu 's avatar
Topu

Excellent

5
Excellent credit card. Very good customer service Reviewed on: 3rd April 2023
Johanna Shafique 's avatar
Johanna Shafique

Efficient and helpful!!

5
ZOOPA IS PROBABLY THE BEST BANK/ CREDIT CARD COMPANY ON THE MARKET!! EVERYONE SHOULD BE USING IT!! Reviewed on: 3rd April 2023
William Matthews 's avatar
William Matthews

Easy to use

5
Easy to use and great customer service ... Reviewed on: 3rd April 2023
Peter Archer's avatar
Peter Archer

Great company, very fair

5
Great company who opperate very fairly and encouraged me to pay off my credit card balance each month so that I didnt have to pay interest. Highly recommended. Reviewed on: 3rd April 2023
callum's avatar
callum

Zopa supporting your everyday credit needs

4
Since being with Zopa they support your needs regular financial updates, saving accounts, lots of financial help Reviewed on: 3rd April 2023
Babz's avatar
Babz

Quick and easy

5
Quick and easy. I applied with in 5 mins I was accepted the card came with 2 different limits 1 witch was a balance transfer and the other just a simple credit card...love it Reviewed on: 3rd April 2023
Robert Hunter's avatar
Robert Hunter

Great to deal with

5
Been with them for a good few years and had great service with all the products I have used Reviewed on: 3rd April 2023
Paul Simpson's avatar
Paul Simpson

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