Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Easy to Manage

5
Card app is easy to use and keeps you under control with your spending Reviewed on: 3rd April 2023

Good response

5
Excellent teamwork also immediate response from the team Reviewed on: 3rd April 2023

Helping back on track

5
Great service, immediately response if customer needs help. Amazing limits. They consider all credit score, and that's help me build mine from scratches again after COVID pandemic. I will recommend to anyone. One from best card as I ever got. Thank you Reviewed on: 3rd April 2023

Review

5
Excellent service, very helpful staff would recommend to anybody five ⭐ Reviewed on: 3rd April 2023

Very easy

5
Very easy to get signed up and use. Very quick turn around Reviewed on: 3rd April 2023

Always there

5
Great card , all that i could ever want , thank you ! Reviewed on: 3rd April 2023

Really good company

5
Everything so easy and so happy with way my card works Reviewed on: 3rd April 2023

perfect space

5
I'm recommend because option send money funds are available at the same time works fine with google wallet Reviewed on: 3rd April 2023

Really good service.

5
Love how easy and stress free it is! Reviewed on: 3rd April 2023

Good credit card

4
Very easy to use and t to apply, good customer service. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69083 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products