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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

Excellent credit card. Very good customer service Reviewed on: 3rd April 2023

Efficient and helpful!!

ZOOPA IS PROBABLY THE BEST BANK/ CREDIT CARD COMPANY ON THE MARKET!! EVERYONE SHOULD BE USING IT!! Reviewed on: 3rd April 2023

Easy to use

Easy to use and great customer service ... Reviewed on: 3rd April 2023

Great company, very fair

Great company who opperate very fairly and encouraged me to pay off my credit card balance each month so that I didnt have to pay interest. Highly recommended. Reviewed on: 3rd April 2023

Zopa supporting your everyday credit needs

Since being with Zopa they support your needs regular financial updates, saving accounts, lots of financial help Reviewed on: 3rd April 2023

Quick and easy

Quick and easy. I applied with in 5 mins I was accepted the card came with 2 different limits 1 witch was a balance transfer and the other just a simple credit card...love it Reviewed on: 3rd April 2023

Great to deal with

Been with them for a good few years and had great service with all the products I have used Reviewed on: 3rd April 2023

thank you

I never had any financial support or sponsors, and so I always had to, at every level, prove myself the hard way, Thank you Zopa for helping me on my journey Reviewed on: 3rd April 2023

Super

I am happy with the lenders service thank you Reviewed on: 3rd April 2023

Fantastic

Fantastic reliable and easy to follow Reviewed on: 3rd April 2023

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