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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy

Very easy to get signed up and use. Very quick turn around Reviewed on: 3rd April 2023

Always there

Great card , all that i could ever want , thank you ! Reviewed on: 3rd April 2023

Really good company

Everything so easy and so happy with way my card works Reviewed on: 3rd April 2023

perfect space

I'm recommend because option send money funds are available at the same time works fine with google wallet Reviewed on: 3rd April 2023

Really good service.

Love how easy and stress free it is! Reviewed on: 3rd April 2023

Good credit card

Very easy to use and t to apply, good customer service. Reviewed on: 3rd April 2023

Helpful and responsible.

Very helpful company responsible lenders without extortionate interest rates. Very good app, informative with area encouraging to save, analyse borrowing power and credit score. Reviewed on: 3rd April 2023

zopa

thus far since applying for my credit card, which was an easy process with a quick desision, since then good regular correspondense telling me of any changes to my agreement and account. i have a monthly statement and repayments can be quite flexable Reviewed on: 3rd April 2023

Help in the most difficult time of life

I found Zopla last year before went to visit my family in my home country, the credit card they allowed me to have paid for a ticket to go see my family after being apart because covid . Since lm back l opened two pots saving accounts. Absolutely love Zopla , it helped me when l need most , that’s what a financial company should do for their customers. Reviewed on: 3rd April 2023

Great card to build up credit

Given me the opportunity to increase my buying power Reviewed on: 3rd April 2023

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