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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Helpful and responsible.

Very helpful company responsible lenders without extortionate interest rates. Very good app, informative with area encouraging to save, analyse borrowing power and credit score. Reviewed on: 3rd April 2023

zopa

thus far since applying for my credit card, which was an easy process with a quick desision, since then good regular correspondense telling me of any changes to my agreement and account. i have a monthly statement and repayments can be quite flexable Reviewed on: 3rd April 2023

Help in the most difficult time of life

I found Zopla last year before went to visit my family in my home country, the credit card they allowed me to have paid for a ticket to go see my family after being apart because covid . Since lm back l opened two pots saving accounts. Absolutely love Zopla , it helped me when l need most , that’s what a financial company should do for their customers. Reviewed on: 3rd April 2023

Great card to build up credit

Given me the opportunity to increase my buying power Reviewed on: 3rd April 2023

Very Helpful, Amazing customer service

I had a couple of questions so decided to use the chat in the app. Didn’t have to wait long at all until I received a response. Very helpful and quick at responding! Reviewed on: 3rd April 2023

Service

I like the service of zopa everything is perfect and I would like to recommend to my friends and family. Reviewed on: 3rd April 2023

great product

best credit card so. I like the spend limit feature and usability of the app. Reviewed on: 3rd April 2023

The best

Love Zopa .applied and was accepted.easy to use and just always comes to the rescue when needed.also do the Zopa saving account, which I chose an amount to save every month at my chosen date and when it goes into my account , I get an email letting me know also withdrawing any monies is even more simple.just go on the app click savings and then withdraw which goes back to my chosen account.brilliant!! Reviewed on: 3rd April 2023

Brilliant

Great company to get a credit card from Reviewed on: 3rd April 2023

Very good

They provide good service and I really appreciate good service better than others and straight forward Reviewed on: 3rd April 2023

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