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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fast and very reliable

Quick and very reliable. would highly recommend this company never had no issues at all. Reviewed on: 3rd April 2023

Great service

Zopa offers a great service and a chance to improve your credit score! Reviewed on: 3rd April 2023

Best credit card

It's easy and to use, it's convenient if you are trying to safe up. Affordable and can be used everywhere. It's my favourite card Reviewed on: 3rd April 2023

Easy to Manage

Card app is easy to use and keeps you under control with your spending Reviewed on: 3rd April 2023

Good response

Excellent teamwork also immediate response from the team Reviewed on: 3rd April 2023

Helping back on track

Great service, immediately response if customer needs help. Amazing limits. They consider all credit score, and that's help me build mine from scratches again after COVID pandemic. I will recommend to anyone. One from best card as I ever got. Thank you Reviewed on: 3rd April 2023

Review

Excellent service, very helpful staff would recommend to anybody five ⭐ Reviewed on: 3rd April 2023

Very easy

Very easy to get signed up and use. Very quick turn around Reviewed on: 3rd April 2023

Always there

Great card , all that i could ever want , thank you ! Reviewed on: 3rd April 2023

Really good company

Everything so easy and so happy with way my card works Reviewed on: 3rd April 2023

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