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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

perfect space

I'm recommend because option send money funds are available at the same time works fine with google wallet Reviewed on: 3rd April 2023

Really good service.

Love how easy and stress free it is! Reviewed on: 3rd April 2023

Good credit card

Very easy to use and t to apply, good customer service. Reviewed on: 3rd April 2023

Helpful and responsible.

Very helpful company responsible lenders without extortionate interest rates. Very good app, informative with area encouraging to save, analyse borrowing power and credit score. Reviewed on: 3rd April 2023

zopa

thus far since applying for my credit card, which was an easy process with a quick desision, since then good regular correspondense telling me of any changes to my agreement and account. i have a monthly statement and repayments can be quite flexable Reviewed on: 3rd April 2023

Help in the most difficult time of life

I found Zopla last year before went to visit my family in my home country, the credit card they allowed me to have paid for a ticket to go see my family after being apart because covid . Since lm back l opened two pots saving accounts. Absolutely love Zopla , it helped me when l need most , that’s what a financial company should do for their customers. Reviewed on: 3rd April 2023

Great card to build up credit

Given me the opportunity to increase my buying power Reviewed on: 3rd April 2023

Very Helpful, Amazing customer service

I had a couple of questions so decided to use the chat in the app. Didn’t have to wait long at all until I received a response. Very helpful and quick at responding! Reviewed on: 3rd April 2023

Service

I like the service of zopa everything is perfect and I would like to recommend to my friends and family. Reviewed on: 3rd April 2023

great product

best credit card so. I like the spend limit feature and usability of the app. Reviewed on: 3rd April 2023

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