Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very Helpful, Amazing customer service

I had a couple of questions so decided to use the chat in the app. Didn’t have to wait long at all until I received a response. Very helpful and quick at responding! Reviewed on: 3rd April 2023

Service

I like the service of zopa everything is perfect and I would like to recommend to my friends and family. Reviewed on: 3rd April 2023

great product

best credit card so. I like the spend limit feature and usability of the app. Reviewed on: 3rd April 2023

The best

Love Zopa .applied and was accepted.easy to use and just always comes to the rescue when needed.also do the Zopa saving account, which I chose an amount to save every month at my chosen date and when it goes into my account , I get an email letting me know also withdrawing any monies is even more simple.just go on the app click savings and then withdraw which goes back to my chosen account.brilliant!! Reviewed on: 3rd April 2023

Brilliant

Great company to get a credit card from Reviewed on: 3rd April 2023

Very good

They provide good service and I really appreciate good service better than others and straight forward Reviewed on: 3rd April 2023

No fuss credit card company

Really easy to apply for, quick decision and the app is really easy to use Reviewed on: 3rd April 2023

Great card

Great app easy to use never had any issues and the smart saver is great as well Reviewed on: 3rd April 2023

Smiling with ease

Zopa is a nice safety net. Out of all credit cards. Liw interest and really accommodating. Your smile is never a frown Reviewed on: 3rd April 2023

Easy as 1 2 3

This fantastic product is so efficient that anyone would welcome the services of ZOPA. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.98 from 21 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub