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Zopa: Credit card reviews

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4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

No fuss credit card company

5
Really easy to apply for, quick decision and the app is really easy to use Reviewed on: 3rd April 2023
Laura Hilton's avatar
Laura Hilton

Great card

5
Great app easy to use never had any issues and the smart saver is great as well Reviewed on: 3rd April 2023
Terry Stanton's avatar
Terry Stanton

Smiling with ease

5
Zopa is a nice safety net. Out of all credit cards. Liw interest and really accommodating. Your smile is never a frown Reviewed on: 3rd April 2023
Bella Issi Njie's avatar
Bella Issi Njie

Easy as 1 2 3

5
This fantastic product is so efficient that anyone would welcome the services of ZOPA. Reviewed on: 3rd April 2023
Mark Henderson's avatar
Mark Henderson

Zopa rocks!

5
Easy to use app, ability to make payments easily without any hassle. Can’t fault them. Reviewed on: 3rd April 2023
Siouxsie's avatar
Siouxsie

Excellent Service

5
Zopa has got one of the best deals when it comes to credit cards. I recommended their service to my wife and friend and till date, it’s been an interesting journey. Reviewed on: 3rd April 2023
Habeeb's avatar
Habeeb

Easy and fast

5
Great lender, product easy to apply for, clear borrowing rates and easy app to use. Reviewed on: 3rd April 2023
Sam small's avatar
Sam small

Perfect for you

5
I am using my card one year already and it’s good no problems nothing about paying or anything… Reviewed on: 3rd April 2023
makho taekwan's avatar
makho taekwan

Great card

5
Speedy service. Payment goes on there instantly. Good product. Reviewed on: 3rd April 2023
Stuart Locke 's avatar
Stuart Locke

Love this card

5
Love this card. Recommended it yo family and friends Reviewed on: 3rd April 2023
Leejay Cee's avatar
Leejay Cee

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