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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa rocks!

Easy to use app, ability to make payments easily without any hassle. Can’t fault them. Reviewed on: 3rd April 2023

Excellent Service

Zopa has got one of the best deals when it comes to credit cards. I recommended their service to my wife and friend and till date, it’s been an interesting journey. Reviewed on: 3rd April 2023

Easy and fast

Great lender, product easy to apply for, clear borrowing rates and easy app to use. Reviewed on: 3rd April 2023

Perfect for you

I am using my card one year already and it’s good no problems nothing about paying or anything… Reviewed on: 3rd April 2023

Great card

Speedy service. Payment goes on there instantly. Good product. Reviewed on: 3rd April 2023

Love this card

Love this card. Recommended it yo family and friends Reviewed on: 3rd April 2023

Zopa credit card

Very good service and very helpful good company to help build your credit score. Reviewed on: 3rd April 2023

Credit card

I am trying to rebuild my credit and this site helped me find a credit card that will allow me to do this. Reviewed on: 3rd April 2023

Straight-forward easy to apply

Sorted out online instant decision 5 star Reviewed on: 3rd April 2023

Fantastic product

Zopa have been excellent. Can only say my credit score has has gone up since using this card. Keep within your limit. Got an increase after 6 mths. Not used but its there if needed Reviewed on: 3rd April 2023

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