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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa credit card

Very good service and very helpful good company to help build your credit score. Reviewed on: 3rd April 2023

Credit card

I am trying to rebuild my credit and this site helped me find a credit card that will allow me to do this. Reviewed on: 3rd April 2023

Straight-forward easy to apply

Sorted out online instant decision 5 star Reviewed on: 3rd April 2023

Fantastic product

Zopa have been excellent. Can only say my credit score has has gone up since using this card. Keep within your limit. Got an increase after 6 mths. Not used but its there if needed Reviewed on: 3rd April 2023

The best

I have had a very good experience so far. Reviewed on: 3rd April 2023

Best by far

Best service by far would recomend Reviewed on: 3rd April 2023

Brilliant!

Helping me sort out my credit and can even start savings with them and earn interest Reviewed on: 3rd April 2023

Very good

I couldn’t get credit even though I’m in a very good job. Because of my past. But Zopa we’re there and there was no problem. Very quick and easy. Now I’m building my credit score thanks to Zopa. Highly recommend. Reviewed on: 3rd April 2023

Great product

Excellent, easy to use, easy to understand communication Reviewed on: 3rd April 2023

Prudence, reliable and quality providers A Plus

Zopa have been a fabulous credit card provider. Fully on board with checking my affordibility, providing monthly insights to my usage and what I can do to improve my chances of bettering my finances. I have recommended them to family and friends who have opened accounts whether savings or credit facilites. Reviewed on: 3rd April 2023

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