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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best

Love Zopa .applied and was accepted.easy to use and just always comes to the rescue when needed.also do the Zopa saving account, which I chose an amount to save every month at my chosen date and when it goes into my account , I get an email letting me know also withdrawing any monies is even more simple.just go on the app click savings and then withdraw which goes back to my chosen account.brilliant!! Reviewed on: 3rd April 2023

Brilliant

Great company to get a credit card from Reviewed on: 3rd April 2023

Very good

They provide good service and I really appreciate good service better than others and straight forward Reviewed on: 3rd April 2023

No fuss credit card company

Really easy to apply for, quick decision and the app is really easy to use Reviewed on: 3rd April 2023

Great card

Great app easy to use never had any issues and the smart saver is great as well Reviewed on: 3rd April 2023

Smiling with ease

Zopa is a nice safety net. Out of all credit cards. Liw interest and really accommodating. Your smile is never a frown Reviewed on: 3rd April 2023

Easy as 1 2 3

This fantastic product is so efficient that anyone would welcome the services of ZOPA. Reviewed on: 3rd April 2023

Zopa rocks!

Easy to use app, ability to make payments easily without any hassle. Can’t fault them. Reviewed on: 3rd April 2023

Excellent Service

Zopa has got one of the best deals when it comes to credit cards. I recommended their service to my wife and friend and till date, it’s been an interesting journey. Reviewed on: 3rd April 2023

Easy and fast

Great lender, product easy to apply for, clear borrowing rates and easy app to use. Reviewed on: 3rd April 2023

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