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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect for you

I am using my card one year already and it’s good no problems nothing about paying or anything… Reviewed on: 3rd April 2023

Great card

Speedy service. Payment goes on there instantly. Good product. Reviewed on: 3rd April 2023

Love this card

Love this card. Recommended it yo family and friends Reviewed on: 3rd April 2023

Zopa credit card

Very good service and very helpful good company to help build your credit score. Reviewed on: 3rd April 2023

Credit card

I am trying to rebuild my credit and this site helped me find a credit card that will allow me to do this. Reviewed on: 3rd April 2023

Straight-forward easy to apply

Sorted out online instant decision 5 star Reviewed on: 3rd April 2023

Fantastic product

Zopa have been excellent. Can only say my credit score has has gone up since using this card. Keep within your limit. Got an increase after 6 mths. Not used but its there if needed Reviewed on: 3rd April 2023

The best

I have had a very good experience so far. Reviewed on: 3rd April 2023

Best by far

Best service by far would recomend Reviewed on: 3rd April 2023

Brilliant!

Helping me sort out my credit and can even start savings with them and earn interest Reviewed on: 3rd April 2023

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