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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great service

Very helpful and always on hand if needed Reviewed on: 3rd April 2023

A great credit card company with forward thinking ideas.

I love the fact that Zopa send you notifications every time you spend. Their credit card is brilliant as well as their credit scoring service. Their savings accounts have really good interest rates too which you can boost of you 'lock' your money away for a set period of time. Reviewed on: 3rd April 2023

Best in class

From application to managing the account, it’s been a beautiful seamless experience Reviewed on: 3rd April 2023

Brilliant

Customer service is amazing and there's othing that they won't try and resolve. Reviewed on: 3rd April 2023

Graet

Easy to use and follow on the app with a good saving account with great interest rates too!! Reviewed on: 3rd April 2023

Excellent customer service and back up

If find that any queries I raised are fully listen too and a solution has always been found. Their staff are always courteous, well trained, extremely knowledgeable about their products. Reviewed on: 3rd April 2023

Great

excellent, super good, very pleasant, in a word super Reviewed on: 3rd April 2023

Best credit card in uk

Best rate for all type of loan and credit card Reviewed on: 3rd April 2023

So easy to use

Had a balance transfer with Zopa, from start to finish this was the easiest translation that I have ever done in the finance sector, great communication, crystal clear instructions and the app is sooooooo easy to use Highly recommend Thank you Zopa Reviewed on: 3rd April 2023

Straightforward and simple

Easy and user friendly mobile app interface Reviewed on: 3rd April 2023

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