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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good

I couldn’t get credit even though I’m in a very good job. Because of my past. But Zopa we’re there and there was no problem. Very quick and easy. Now I’m building my credit score thanks to Zopa. Highly recommend. Reviewed on: 3rd April 2023

Great product

Excellent, easy to use, easy to understand communication Reviewed on: 3rd April 2023

Prudence, reliable and quality providers A Plus

Zopa have been a fabulous credit card provider. Fully on board with checking my affordibility, providing monthly insights to my usage and what I can do to improve my chances of bettering my finances. I have recommended them to family and friends who have opened accounts whether savings or credit facilites. Reviewed on: 3rd April 2023

Great service

Very helpful and always on hand if needed Reviewed on: 3rd April 2023

A great credit card company with forward thinking ideas.

I love the fact that Zopa send you notifications every time you spend. Their credit card is brilliant as well as their credit scoring service. Their savings accounts have really good interest rates too which you can boost of you 'lock' your money away for a set period of time. Reviewed on: 3rd April 2023

Best in class

From application to managing the account, it’s been a beautiful seamless experience Reviewed on: 3rd April 2023

Brilliant

Customer service is amazing and there's othing that they won't try and resolve. Reviewed on: 3rd April 2023

Graet

Easy to use and follow on the app with a good saving account with great interest rates too!! Reviewed on: 3rd April 2023

Excellent customer service and back up

If find that any queries I raised are fully listen too and a solution has always been found. Their staff are always courteous, well trained, extremely knowledgeable about their products. Reviewed on: 3rd April 2023

Great

excellent, super good, very pleasant, in a word super Reviewed on: 3rd April 2023

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