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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Graet

Easy to use and follow on the app with a good saving account with great interest rates too!! Reviewed on: 3rd April 2023

Excellent customer service and back up

If find that any queries I raised are fully listen too and a solution has always been found. Their staff are always courteous, well trained, extremely knowledgeable about their products. Reviewed on: 3rd April 2023

Great

excellent, super good, very pleasant, in a word super Reviewed on: 3rd April 2023

Best credit card in uk

Best rate for all type of loan and credit card Reviewed on: 3rd April 2023

So easy to use

Had a balance transfer with Zopa, from start to finish this was the easiest translation that I have ever done in the finance sector, great communication, crystal clear instructions and the app is sooooooo easy to use Highly recommend Thank you Zopa Reviewed on: 3rd April 2023

Straightforward and simple

Easy and user friendly mobile app interface Reviewed on: 3rd April 2023

Perfect card

Great way to build credit score! Reviewed on: 3rd April 2023

Very happy with zopa

Because they are always there for you Reviewed on: 3rd April 2023

Keeps me on track

Used this card for a while now and utilising the app keeps me on track with my money and payments. Reviewed on: 3rd April 2023

Zoopla card

Since I have had my zipper card, I do not have any problems. Customer services is very good and the app on the phone is excellent and I don’t have any problems with them. Reviewed on: 3rd April 2023

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