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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Perfect card

Great way to build credit score! Reviewed on: 3rd April 2023

Very happy with zopa

Because they are always there for you Reviewed on: 3rd April 2023

Keeps me on track

Used this card for a while now and utilising the app keeps me on track with my money and payments. Reviewed on: 3rd April 2023

Zoopla card

Since I have had my zipper card, I do not have any problems. Customer services is very good and the app on the phone is excellent and I don’t have any problems with them. Reviewed on: 3rd April 2023

Very good card

Zopa is a great credit card the app is so easy to use friendly customer service agents very helpful Reviewed on: 3rd April 2023

Simply the best!

Easy to understand app. Straight forward and easy to understand repayment schedules. All round a great product. Reviewed on: 3rd April 2023

Ease

Zopa has a very easy and understandable application. I would definitely recommend Reviewed on: 3rd April 2023

Excellent

They have good costumes service and they help you to build your credit score Reviewed on: 3rd April 2023

Smart

Good excellent, good customer service and care Reviewed on: 3rd April 2023

best credit card

I have had a Zopa credit card for a whilst I have had no issues, with I have used in various shop and shop online without any issues. Used it aboard few times, what I like about it is they let know in a instance what to have spent. I would not hesitate in recommending a Zopa credit card. Lee Bowen Swindon Reviewed on: 3rd April 2023

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