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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good card

Zopa is a great credit card the app is so easy to use friendly customer service agents very helpful Reviewed on: 3rd April 2023

Simply the best!

Easy to understand app. Straight forward and easy to understand repayment schedules. All round a great product. Reviewed on: 3rd April 2023

Ease

Zopa has a very easy and understandable application. I would definitely recommend Reviewed on: 3rd April 2023

Excellent

They have good costumes service and they help you to build your credit score Reviewed on: 3rd April 2023

Smart

Good excellent, good customer service and care Reviewed on: 3rd April 2023

best credit card

I have had a Zopa credit card for a whilst I have had no issues, with I have used in various shop and shop online without any issues. Used it aboard few times, what I like about it is they let know in a instance what to have spent. I would not hesitate in recommending a Zopa credit card. Lee Bowen Swindon Reviewed on: 3rd April 2023

Absolutely fantastic

Great service, quick and easy. Gave me a second chance and to improve my credit score. Can’t thank them enough Reviewed on: 3rd April 2023

Credit card

Great company and pleasant staff Reviewed on: 3rd April 2023

Will 100% recommend to everyone I know

This company is very good, I like how I can have my loan and savings all under 1 roof. The app is so easy to use and very responsive. I’m very happy with this company and I have no complaints. Reviewed on: 3rd April 2023

New customer

From day one iave nothing but very good things to say about zopa,I love my account and iam planning to refer my family and friends to zopa. Reviewed on: 3rd April 2023

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