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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Straight forward clarity friendly

5
Any experiences I've had with zopa have been delightful Reviewed on: 5th April 2023
Danny Needs's avatar
Danny Needs

Brilliant to deal very easy app 100 nice fast people to deal wit

5
Fast and friendly service great phone app lovey after care if needed helped me out with great communication skills and talk to you like a person should brilliant service Reviewed on: 5th April 2023
Lee Beresford's avatar
Lee Beresford

Great cards

5
The very best provider, hands down.. Reviewed on: 5th April 2023
Gary Youll's avatar
Gary Youll

Nice company

5
No matter the credit rating they are good Reviewed on: 5th April 2023
robert powell's avatar
robert powell

Great Service, great app, simple to apply for and use

5
Seamless process that offers a great app, Extremely happy customer . Well done to the Zopa team . Take financial services to another level. Reviewed on: 5th April 2023
Damien's avatar
Damien

Credit card

5
Such a good provider, app is really user friendly and very easy to navigate. Would definitely recommend Reviewed on: 5th April 2023
Lydia Everett's avatar
Lydia Everett

Fantastic company

5
Amazing staff work great easy and simple app Reviewed on: 5th April 2023
Sergej Girut's avatar
Sergej Girut

Excellent service

5
Good communications, easy to use APP Reviewed on: 5th April 2023
Terry Hancock's avatar
Terry Hancock

Great experience

5
Fast response to my loan very happy with the experience with dealing with ZOPA Reviewed on: 5th April 2023
Jason Hnatyszyn's avatar
Jason Hnatyszyn

Recommended

5
Great service I’m happy with you service it’s easy to use & repayment is great. Reviewed on: 5th April 2023
adrienne smith's avatar
adrienne smith

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