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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic company

Amazing staff work great easy and simple app Reviewed on: 5th April 2023

Excellent service

Good communications, easy to use APP Reviewed on: 5th April 2023

Great experience

Fast response to my loan very happy with the experience with dealing with ZOPA Reviewed on: 5th April 2023

A very good company

I like Zopa as they are consistent in reminding you of your spending. They keep you alert. Safe to use Reviewed on: 5th April 2023

Am amazing loan provider

Excellent experience despite my bad credit rating. Zopa provided me with an opportunity to rebuild my ratings and help me to meet my financial obligations without stress of paying back Reviewed on: 5th April 2023

Amazing service

Rates, ease, service are all excellent i have recommended Zopa to 6 family and friends Reviewed on: 5th April 2023

Easiest app ever

The app for managing credit cards and any loans with zopa is so user friendly, you can do most things without having to pick up a phone. You know exactly where you are up to and can access information easily. When I set up my credit card and loan it was the easiest I have ever done. Interest rates were best offered a s generally a great company to deal with. Reviewed on: 5th April 2023

Transparent and Trustworthy

I have used Zopa for a little while now and have nothing but a positive experience with them. I can see all my details at a glance on the app, pay extra when I need to to bring down the interest (which is a really good rate!) They seem to be pro-active in offering help and advice and do not push any products onto you. All in all, a pleasure to deal with! Reviewed on: 5th April 2023

Easy to apply and manage

I found it very easy to apply and also to manage the account. Reviewed on: 5th April 2023

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