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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

excellent service

Very quick and easy to apply for, with excellent customer service Reviewed on: 5th April 2023

Great

Super easy, very helpful, the app is great. No complaints whatsoever Reviewed on: 5th April 2023

Great communication

Greta communication from the day I needed a credit card to present very fair, with interest and settlement fees. Reviewed on: 5th April 2023

I had a good experience with zoopa

Good experience, no problems i recommend it Reviewed on: 5th April 2023

Very helpful

Their credit card and loan helped build my credit. The support is incredible and I would definitely recommend to a friend. The application was easy and straightforward. Reviewed on: 5th April 2023

Good Company

Good company and are always helpful when you need to speak to them, the app is also better than most other companies. Reviewed on: 5th April 2023

Quick and easy set up

Given an approval rating before I applied helped and then approved within moments. Excellent app shows how much you’ve spend how much is left and you can make payments adhoc without issue additional to normal payments all through the app. I like if I use my card I get an instant notification to my phone telling me what I’ve spend and where and my new available balance. It helps me keep track of spending. Reviewed on: 5th April 2023

Excellent credit provider

ZOPA are very prompt. Money is in your account within a twinkle of an eye. Reviewed on: 5th April 2023

No hassle

Easy application, helpful support, very quick with no hassle Reviewed on: 5th April 2023

The best credit card provider

Really easy to use and very helpful. Also a great app. Would recommend zopa to all my friends and family Reviewed on: 5th April 2023

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