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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Quick and easy set up

Given an approval rating before I applied helped and then approved within moments. Excellent app shows how much you’ve spend how much is left and you can make payments adhoc without issue additional to normal payments all through the app. I like if I use my card I get an instant notification to my phone telling me what I’ve spend and where and my new available balance. It helps me keep track of spending. Reviewed on: 5th April 2023

Excellent credit provider

ZOPA are very prompt. Money is in your account within a twinkle of an eye. Reviewed on: 5th April 2023

No hassle

Easy application, helpful support, very quick with no hassle Reviewed on: 5th April 2023

The best credit card provider

Really easy to use and very helpful. Also a great app. Would recommend zopa to all my friends and family Reviewed on: 5th April 2023

Straight forward clarity friendly

Any experiences I've had with zopa have been delightful Reviewed on: 5th April 2023

Brilliant to deal very easy app 100 nice fast people to deal wit

Fast and friendly service great phone app lovey after care if needed helped me out with great communication skills and talk to you like a person should brilliant service Reviewed on: 5th April 2023

Great cards

The very best provider, hands down.. Reviewed on: 5th April 2023

Nice company

No matter the credit rating they are good Reviewed on: 5th April 2023

Great Service, great app, simple to apply for and use

Seamless process that offers a great app, Extremely happy customer . Well done to the Zopa team . Take financial services to another level. Reviewed on: 5th April 2023

Credit card

Such a good provider, app is really user friendly and very easy to navigate. Would definitely recommend Reviewed on: 5th April 2023

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