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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good value

Been a customer for the last 2 years and the app is easy to navigate and use Reviewed on: 5th April 2023

Good service

Very easy to use the app and easy to understand. Pluss I have had no issue's at all Reviewed on: 5th April 2023

Very good service

I am happy your service and I am too much happy Reviewed on: 5th April 2023

Credit card

I’m happy to be zopa easy to use Reviewed on: 5th April 2023

Innovative Credit Card with easy access

Not having the best credit rating I didn't imagine I'd be able to access a credit card but with a low, affordable limit and easy to use app I am able to instantly track my spending, keep up to date with subscriptions and set a credit cushion to prevent getting too near my credit limit, keeping my spending affordable. Reviewed on: 5th April 2023

Definitely recommend

I take best loan lower rate Reviewed on: 5th April 2023

Great product

Easy to apply competitive rates good customer service app easy to use Reviewed on: 5th April 2023

excellent service

Very quick and easy to apply for, with excellent customer service Reviewed on: 5th April 2023

Great

Super easy, very helpful, the app is great. No complaints whatsoever Reviewed on: 5th April 2023

Great communication

Greta communication from the day I needed a credit card to present very fair, with interest and settlement fees. Reviewed on: 5th April 2023

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