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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card

I’m happy to be zopa easy to use Reviewed on: 5th April 2023

Innovative Credit Card with easy access

Not having the best credit rating I didn't imagine I'd be able to access a credit card but with a low, affordable limit and easy to use app I am able to instantly track my spending, keep up to date with subscriptions and set a credit cushion to prevent getting too near my credit limit, keeping my spending affordable. Reviewed on: 5th April 2023

Definitely recommend

I take best loan lower rate Reviewed on: 5th April 2023

Great product

Easy to apply competitive rates good customer service app easy to use Reviewed on: 5th April 2023

excellent service

Very quick and easy to apply for, with excellent customer service Reviewed on: 5th April 2023

Great

Super easy, very helpful, the app is great. No complaints whatsoever Reviewed on: 5th April 2023

Great communication

Greta communication from the day I needed a credit card to present very fair, with interest and settlement fees. Reviewed on: 5th April 2023

I had a good experience with zoopa

Good experience, no problems i recommend it Reviewed on: 5th April 2023

Very helpful

Their credit card and loan helped build my credit. The support is incredible and I would definitely recommend to a friend. The application was easy and straightforward. Reviewed on: 5th April 2023

Good Company

Good company and are always helpful when you need to speak to them, the app is also better than most other companies. Reviewed on: 5th April 2023

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