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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fabulous.

Fabulous customer service and prompt replies. Couldn't fault them Reviewed on: 5th April 2023

Fast and effective bank

I use this bank for loan . So easy and fast . Highly recommended Reviewed on: 5th April 2023

Bowled over

Quick and painless application, approved instantly. Great easy to use app Reviewed on: 5th April 2023

Helpful

Easy to apply ,quick response keep up to date. Reviewed on: 5th April 2023

Fantastic service and superb App

The speed to setup a new account is brilliant, approval is provided quickly and the after support is quick and efficient. Also the app makes it very easy to make payments and manage your finances. Thank you Zopa Reviewed on: 5th April 2023

Great!

Very good and very easy to use Staff very friendly and helpful Reviewed on: 5th April 2023

Best in the business

I have a great experience so far with Zopa. Great customer service and lowest APR i could find on the market Reviewed on: 5th April 2023

Very good card

Zopa has helped me a lot and will continue using them in the near future Reviewed on: 5th April 2023

Easy to manage, make payements and track usage

Monile app works well and has clear presentation. Everything can be managed from there. Easy proccessing of payments and up-to-date tracking of spending and balance. Reviewed on: 5th April 2023

Really good

Good correspondence good service and easy to Use app Reviewed on: 5th April 2023

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