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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Helpful

Easy to apply ,quick response keep up to date. Reviewed on: 5th April 2023

Fantastic service and superb App

The speed to setup a new account is brilliant, approval is provided quickly and the after support is quick and efficient. Also the app makes it very easy to make payments and manage your finances. Thank you Zopa Reviewed on: 5th April 2023

Great!

Very good and very easy to use Staff very friendly and helpful Reviewed on: 5th April 2023

Best in the business

I have a great experience so far with Zopa. Great customer service and lowest APR i could find on the market Reviewed on: 5th April 2023

Very good card

Zopa has helped me a lot and will continue using them in the near future Reviewed on: 5th April 2023

Easy to manage, make payements and track usage

Monile app works well and has clear presentation. Everything can be managed from there. Easy proccessing of payments and up-to-date tracking of spending and balance. Reviewed on: 5th April 2023

Really good

Good correspondence good service and easy to Use app Reviewed on: 5th April 2023

Good value

Been a customer for the last 2 years and the app is easy to navigate and use Reviewed on: 5th April 2023

Good service

Very easy to use the app and easy to understand. Pluss I have had no issue's at all Reviewed on: 5th April 2023

Very good service

I am happy your service and I am too much happy Reviewed on: 5th April 2023

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