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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great service

Always keep me up to date on my account. App is very easy and helpful. Reviewed on: 5th April 2023

Credit Card

I find Zopa as a very reliable organization as it endeavours helping needy people with their excellent rates. Reviewed on: 5th April 2023

Flexible and customer focused

These guys are great, very flexible with repayments and the app is very good with the customer in mind. 10/10 would recommend Reviewed on: 5th April 2023

Straightforward simple process

Really easy to use and understand, good app to manage finances. Would only use Zopa now Reviewed on: 5th April 2023

Fab & Flexible!

Zopa has helped me get my credit rating up and back on track but offering accessibility to figures, easy payment, flexibility and advice on ways to improve score with tips. Been a great experience. Reviewed on: 5th April 2023

Honest, accurate, reliable

He cares about his customers, helps, and offers good loan terms. Reviewed on: 5th April 2023

Zopa Credit Card

Application and approval processes were stress free and swift. Reviewed on: 5th April 2023

Fabulous.

Fabulous customer service and prompt replies. Couldn't fault them Reviewed on: 5th April 2023

Fast and effective bank

I use this bank for loan . So easy and fast . Highly recommended Reviewed on: 5th April 2023

Bowled over

Quick and painless application, approved instantly. Great easy to use app Reviewed on: 5th April 2023

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