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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best card ever

Best credit card ever, no additional costs abroad, great rates, everything so easy. Reviewed on: 7th April 2023

Zopa

I think Zopa is a really great thing Reviewed on: 7th April 2023

Excellent Services

When it comes to borrowing money, finding a reliable and trustworthy loan provider is paramount. As a discerning borrower, I recently had the pleasure of working with an outstanding loan provider that exceeded my expectations in every way. From their exceptional service to their seamless and hassle-free loan process, I was thoroughly impressed with their professionalism and commitment to customer satisfaction. Reviewed on: 7th April 2023

Great service

Since joining Zopa they have always dealt with me professionally Reviewed on: 7th April 2023

Great product and great customer service

Easy to use app & customer service are happy to help Reviewed on: 7th April 2023

Excellent company! Love it!

excellent service by Zopa! Definitely recommend! App is easy to check on balance and make payments which is updated straight away! Good for building my credit! Thank you Zopa!!! Reviewed on: 7th April 2023

Great credit card all manageable via an app

Zopa has a great credit card product which is easily manageable via an app. A credit card service as it should be. Reviewed on: 6th April 2023

Would recommend to family and friends

Help when needed online, fast response, low Apr. Reviewed on: 6th April 2023

There when I needed it

I was made redundant from a company that went into administration which meant I was not receiving any pay that month. Zopa we’re there with a 0% balance transfer credit card when I needed them to help me pay my bills until I was back on my feet Reviewed on: 6th April 2023

Great features

Great app and control features, helps me park a portion of my limit for rainy days. Reviewed on: 6th April 2023

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