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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing

Fast, effective, efficient. Put me a ease. Superb job. Reviewed on: 7th April 2023

Best deal around

Zopa are great even if you don't have the best credit, they are easy to apply to and simple to understand. They are helping me to build up my credit score and I think they are a great company. Very trustworthy and quick. Reviewed on: 7th April 2023

Good service

Very helpful when needed quickly Reviewed on: 7th April 2023

Best card ever

Best credit card ever, no additional costs abroad, great rates, everything so easy. Reviewed on: 7th April 2023

Zopa

I think Zopa is a really great thing Reviewed on: 7th April 2023

Excellent Services

When it comes to borrowing money, finding a reliable and trustworthy loan provider is paramount. As a discerning borrower, I recently had the pleasure of working with an outstanding loan provider that exceeded my expectations in every way. From their exceptional service to their seamless and hassle-free loan process, I was thoroughly impressed with their professionalism and commitment to customer satisfaction. Reviewed on: 7th April 2023

Great service

Since joining Zopa they have always dealt with me professionally Reviewed on: 7th April 2023

Great product and great customer service

Easy to use app & customer service are happy to help Reviewed on: 7th April 2023

Excellent company! Love it!

excellent service by Zopa! Definitely recommend! App is easy to check on balance and make payments which is updated straight away! Good for building my credit! Thank you Zopa!!! Reviewed on: 7th April 2023

Great credit card all manageable via an app

Zopa has a great credit card product which is easily manageable via an app. A credit card service as it should be. Reviewed on: 6th April 2023

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