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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great service

Since joining Zopa they have always dealt with me professionally Reviewed on: 7th April 2023

Great product and great customer service

Easy to use app & customer service are happy to help Reviewed on: 7th April 2023

Excellent company! Love it!

excellent service by Zopa! Definitely recommend! App is easy to check on balance and make payments which is updated straight away! Good for building my credit! Thank you Zopa!!! Reviewed on: 7th April 2023

Great credit card all manageable via an app

Zopa has a great credit card product which is easily manageable via an app. A credit card service as it should be. Reviewed on: 6th April 2023

Would recommend to family and friends

Help when needed online, fast response, low Apr. Reviewed on: 6th April 2023

There when I needed it

I was made redundant from a company that went into administration which meant I was not receiving any pay that month. Zopa we’re there with a 0% balance transfer credit card when I needed them to help me pay my bills until I was back on my feet Reviewed on: 6th April 2023

Great features

Great app and control features, helps me park a portion of my limit for rainy days. Reviewed on: 6th April 2023

Easy to use - simple to understand

Great customer service. Quick turnaround and cannot fault the service I have received from Zopa Reviewed on: 6th April 2023

they are reliable and very prompt

I for one am satisfied with the services Reviewed on: 6th April 2023

Great deal and easy to deal with

Zopa are able to offer a range of solutions for all people. Their facilities to search for and apply for options are easy to navigate and to get a great deal whatever your circumstances. Once a product is in place they support you with regular friendly updates and tips to improve the options for future needs. Excellent and thank you. Reviewed on: 6th April 2023

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